{"id":11410,"date":"2021-02-19T16:57:28","date_gmt":"2021-02-19T09:57:28","guid":{"rendered":"https:\/\/jobsgo.vn\/blog\/?p=11410"},"modified":"2025-03-24T09:48:03","modified_gmt":"2025-03-24T02:48:03","slug":"3-buoc-giup-ban-quan-ly-tai-chinh-ca-nhan-hieu-qua","status":"publish","type":"post","link":"https:\/\/jobsgo.vn\/blog\/3-buoc-giup-ban-quan-ly-tai-chinh-ca-nhan-hieu-qua\/","title":{"rendered":"3 b\u01b0\u1edbc gi\u00fap b\u1ea1n qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n hi\u1ec7u qu\u1ea3"},"content":{"rendered":"\n<div class=\"kk-star-ratings\n     kksr-valign-top     kksr-align-left    \"\n    data-payload=\"{&quot;align&quot;:&quot;left&quot;,&quot;id&quot;:&quot;11410&quot;,&quot;slug&quot;:&quot;default&quot;,&quot;valign&quot;:&quot;top&quot;,&quot;reference&quot;:&quot;auto&quot;,&quot;count&quot;:&quot;0&quot;,&quot;readonly&quot;:&quot;&quot;,&quot;score&quot;:&quot;4.5&quot;,&quot;best&quot;:&quot;5&quot;,&quot;gap&quot;:&quot;5&quot;,&quot;greet&quot;:&quot;\\u0110\\u00e1nh gi\\u00e1 post&quot;,&quot;legend&quot;:&quot;4.5\\\/5 - (0 votes)&quot;,&quot;size&quot;:&quot;22&quot;,&quot;width&quot;:&quot;119&quot;,&quot;_legend&quot;:&quot;{score}\\\/{best} - ({count} {votes})&quot;}\">\n    \n<div class=\"kksr-stars\">\n    \n<div class=\"kksr-stars-inactive\">\n            <div class=\"kksr-star\" data-star=\"1\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 22px; height: 22px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"2\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 22px; height: 22px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"3\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 22px; height: 22px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"4\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 22px; height: 22px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"5\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 22px; height: 22px;\"><\/div>\n        <\/div>\n    <\/div>\n    \n<div class=\"kksr-stars-active\" style=\"width: 119px;\">\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 22px; height: 22px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 22px; height: 22px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 22px; height: 22px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 22px; height: 22px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 22px; height: 22px;\"><\/div>\n        <\/div>\n    <\/div>\n<\/div>\n    \n<div class=\"kksr-legend\">\n            <span class=\"kksr-muted\">\u0110\u00e1nh gi\u00e1 post<\/span>\n    <\/div>\n<\/div>\n<p><span style=\"font-weight: 400;\">Qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n lu\u00f4n l\u00e0 m\u1ed9t vi\u1ec7c ph\u1ee9c t\u1ea1p v\u00e0 g\u00e2y c\u0103ng th\u1eb3ng cho nhi\u1ec1u ng\u01b0\u1eddi. D\u00f9 kh\u00f4ng c\u00f3 m\u1ed9t l\u1eddi khuy\u00ean duy nh\u1ea5t cho vi\u1ec7c qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh hi\u1ec7u qu\u1ea3 nh\u01b0ng c\u00f3 m\u1ed9t s\u1ed1 \u0111i\u1ec1u \u0111\u01a1n gi\u1ea3n b\u1ea1n c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n ngay b\u00e2y gi\u1edd \u0111\u1ec3 c\u1ea3i thi\u1ec7n t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh. H\u00e3y th\u1eed 3 b\u01b0\u1edbc sau \u0111\u1ec3 qu\u1ea3n l\u00fd th\u00e0nh c\u00f4ng t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n c\u1ee7a b\u1ea1n. B\u1ea1n s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c g\u00ec? N\u1ebfu b\u1ea1n \u00e1p d\u1ee5ng 3 l\u1eddi khuy\u00ean n\u00e0y, c\u00e1c v\u1ea5n \u0111\u1ec1 t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c c\u1ea3i thi\u1ec7n v\u00e0 b\u1ea1n c\u00f3 th\u1ec3 b\u1eaft \u0111\u1ea7u ti\u1ebft ki\u1ec7m cho nh\u1eefng d\u1ef1 \u0111\u1ecbnh trong t\u01b0\u01a1ng lai.<\/span><\/p>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">M\u1ee5c l\u1ee5c<\/p><ul class=\"toc_list\"><li><a href=\"#1_Dat_ra_muc_tieu_tai_chinh_cu_the\">1. \u0110\u1eb7t ra m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh c\u1ee5 th\u1ec3<\/a><\/li><li><a href=\"#2_Xay_dung_ke_hoach_tai_chinh\">2. X\u00e2y d\u1ef1ng k\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh<\/a><\/li><li><a href=\"#3_Thiet_lap_va_bam_sat_ngan_sach_chi_tieu\">3. Thi\u1ebft l\u1eadp v\u00e0 b\u00e1m s\u00e1t ng\u00e2n s\u00e1ch chi ti\u00eau<\/a><ul><li><a href=\"#Luu_y_khi_thiet_lap_ngan_sach_chi_tieu_cho_gia_dinh\">L\u01b0u \u00fd khi thi\u1ebft l\u1eadp ng\u00e2n s\u00e1ch chi ti\u00eau cho gia \u0111\u00ecnh<\/a><\/li><\/ul><\/li><li><a href=\"#Loi_ket\">L\u1eddi k\u1ebft<\/a><\/li><\/ul><\/div>\n<h2><span id=\"1_Dat_ra_muc_tieu_tai_chinh_cu_the\"><span style=\"font-size: 24pt;\"><b>1. \u0110\u1eb7t ra m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh c\u1ee5 th\u1ec3<\/b><\/span><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">H\u00e3y d\u00e0nh th\u1eddi gian \u0111\u1ec3 g\u1ea1ch ra c\u00e1c m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh d\u00e0i h\u1ea1n c\u1ee7a b\u1ea3n th\u00e2n m\u1ed9t c\u00e1ch c\u1ee5 th\u1ec3. C\u00f3 th\u1ec3 b\u1ea1n mu\u1ed1n \u0111i du l\u1ecbch n\u01b0\u1edbc ngo\u00e0i, mua m\u1ed9t chi\u1ebfc xe cho gia \u0111\u00ecnh, hay mua m\u1ed9t c\u0103n nh\u00e0 m\u1edbi. T\u1ea5t c\u1ea3 nh\u1eefng m\u1ee5c ti\u00eau n\u00e0y s\u1ebd \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn c\u00e1ch b\u1ea1n thi\u1ebft l\u1eadp k\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh.<\/span><\/p>\n<figure id=\"attachment_11413\" aria-describedby=\"caption-attachment-11413\" style=\"width: 1000px\" class=\"wp-caption alignleft\"><img loading=\"lazy\" class=\"wp-image-11413 size-full\" src=\"https:\/\/media-blog.jobsgo.vn\/blog\/wp-content\/uploads\/2021\/02\/image2-4.jpg\" alt=\"H\u00e3y thi\u1ebft l\u1eadp c\u00e1c m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh cho t\u01b0\u01a1ng lai c\u1ee7a b\u1ea1n\" width=\"1000\" height=\"600\" srcset=\"https:\/\/media-blog.jobsgo.vn\/blog\/wp-content\/uploads\/2021\/02\/image2-4.jpg 1000w, https:\/\/media-blog.jobsgo.vn\/blog\/wp-content\/uploads\/2021\/02\/image2-4-300x180.jpg 300w, https:\/\/media-blog.jobsgo.vn\/blog\/wp-content\/uploads\/2021\/02\/image2-4-768x461.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><figcaption id=\"caption-attachment-11413\" class=\"wp-caption-text\"><span style=\"font-size: 12pt;\">H\u00e3y thi\u1ebft l\u1eadp c\u00e1c m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh cho t\u01b0\u01a1ng lai c\u1ee7a b\u1ea1n<\/span><\/figcaption><\/figure>\n<p><span style=\"font-weight: 400;\">M\u1ed9t khi b\u1ea1n \u0111\u00e3 thi\u1ebft l\u1eadp c\u00e1c m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh, h\u00e3y \u01b0u ti\u00ean \u0111\u1ea1t \u0111\u01b0\u1ee3c ch\u00fang. Vi\u1ec7c n\u00e0y \u0111\u1ea3m b\u1ea3o r\u1eb1ng b\u1ea1n \u0111ang t\u1eadp trung h\u01b0\u1edbng \u0111\u1ebfn nh\u1eefng th\u1ee9 quan tr\u1ecdng nh\u1ea5t \u0111\u1ed1i v\u1edbi b\u1ea1n. B\u1ea1n c\u0169ng c\u00f3 th\u1ec3 li\u1ec7t k\u00ea c\u00e1c m\u1ee5c ti\u00eau theo th\u1ee9 t\u1ef1 b\u1ea1n mu\u1ed1n \u0111\u1ea1t \u0111\u01b0\u1ee3c.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">D\u01b0\u1edbi \u0111\u00e2y l\u00e0 m\u1ed9t s\u1ed1 g\u1ee3i \u00fd v\u1ec1 c\u00e1ch x\u00e1c \u0111\u1ecbnh c\u00e1c m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0110\u1eb7t m\u1ee5c ti\u00eau d\u00e0i h\u1ea1n nh\u01b0 tr\u1ea3 h\u1ebft n\u1ee3 (n\u1ebfu c\u00f3), mua nh\u00e0 ho\u1eb7c ngh\u1ec9 h\u01b0u s\u1edbm. Nh\u1eefng m\u1ee5c ti\u00eau n\u00e0y t\u00e1ch bi\u1ec7t v\u1edbi c\u00e1c m\u1ee5c ti\u00eau ng\u1eafn h\u1ea1n c\u1ee7a b\u1ea1n, ch\u1eb3ng h\u1ea1n nh\u01b0 ti\u1ebft ki\u1ec7m cho m\u1ed9t chuy\u1ebfn du l\u1ecbch.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0110\u1eb7t c\u00e1c m\u1ee5c ti\u00eau ng\u1eafn h\u1ea1n, v\u00ed d\u1ee5 nh\u01b0 tu\u00e2n theo ng\u00e2n s\u00e1ch, gi\u1ea3m chi ti\u00eau, thanh to\u00e1n th\u1ebb t\u00edn d\u1ee5ng \u0111\u00fang h\u1ea1n.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">C\u00e2n nh\u1eafc c\u00e1c m\u1ee5c ti\u00eau c\u1ee7a b\u1ea1n v\u1ec1 l\u00e2u d\u00e0i.<\/span><\/li>\n<\/ul>\n<p><b>Xem th\u00eam: <\/b><span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/jobsgo.vn\/blog\/quan-ly-tai-chinh-hieu-qua-voi-cong-thuc-50-30-20\/\"><span style=\"font-weight: 400;\">Qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh hi\u1ec7u qu\u1ea3 v\u1edbi c\u00f4ng th\u1ee9c 50-30-20<\/span><\/a><\/span><\/p>\n<h2><span id=\"2_Xay_dung_ke_hoach_tai_chinh\"><span style=\"font-size: 24pt;\"><b>2. X\u00e2y d\u1ef1ng k\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh<\/b><\/span><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">M\u1ed9t k\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh l\u00e0 kh\u00f4ng th\u1ec3 thi\u1ebfu n\u1ebfu b\u1ea1n mu\u1ed1n \u0111\u1ea1t \u0111\u01b0\u1ee3c c\u00e1c m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh. K\u1ebf ho\u1ea1ch n\u00ean \u0111\u01b0\u1ee3c chia ra th\u00e0nh nhi\u1ec1u b\u01b0\u1edbc nh\u1ecf. M\u1ed9t k\u1ebf ho\u1ea1ch m\u1eabu c\u00f3 th\u1ec3 bao g\u1ed3m l\u1eadp ng\u00e2n s\u00e1ch h\u00e0ng th\u00e1ng v\u00e0 k\u1ebf ho\u1ea1ch chi ti\u00eau, sau \u0111\u00f3 \u01b0u ti\u00ean tr\u1ea3 h\u1ebft n\u1ee3 (n\u1ebfu c\u00f3).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Khi b\u1ea1n \u0111\u00e3 ho\u00e0n th\u00e0nh ba \u0111i\u1ec1u n\u00e0y v\u00e0 th\u1ef1c hi\u1ec7n theo k\u1ebf ho\u1ea1ch m\u1edbi trong v\u00e0i th\u00e1ng, b\u1ea1n c\u00f3 th\u1ec3 th\u1ea5y r\u1eb1ng m\u00ecnh c\u00f3 th\u00eam nh\u1eefng kho\u1ea3n ti\u1ec1n d\u01b0 ra v\u00e0 b\u1ea1n c\u00f3 th\u1ec3 t\u00edch l\u0169y nh\u1eefng kho\u1ea3n n\u00e0y \u0111\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau ti\u1ebfp theo.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">H\u00e3y nh\u1edb r\u1eb1ng b\u1ea1n c\u1ea7n quy\u1ebft \u0111\u1ecbnh xem \u01b0u ti\u00ean n\u00e0o l\u00e0 quan tr\u1ecdng nh\u1ea5t \u0111\u1ed1i v\u1edbi b\u1ea1n. T\u1eeb \u0111\u00f3 ti\u1ebfp t\u1ee5c l\u00e0m vi\u1ec7c ch\u0103m ch\u1ec9 h\u01b0\u1edbng t\u1edbi c\u00e1c m\u1ee5c ti\u00eau d\u00e0i h\u1ea1n h\u01a1n, nh\u01b0ng c\u0169ng b\u1eaft \u0111\u1ea7u t\u1eadp trung v\u00e0o c\u00e1c m\u1ee5c ti\u00eau quan tr\u1ecdng nh\u1ea5t trong th\u1eddi gian ng\u1eafn h\u1ea1n m\u00e0 b\u1ea1n \u0111\u00e3 \u0111\u1eb7t ra cho ch\u00ednh m\u00ecnh.\u00a0<\/span><\/p>\n<figure id=\"attachment_11414\" aria-describedby=\"caption-attachment-11414\" style=\"width: 1000px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" class=\"wp-image-11414 size-full\" src=\"https:\/\/media-blog.jobsgo.vn\/blog\/wp-content\/uploads\/2021\/02\/image3-5.jpg\" alt=\"X\u00e2y d\u1ef1ng k\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh h\u1ee3p l\u00fd\" width=\"1000\" height=\"833\" srcset=\"https:\/\/media-blog.jobsgo.vn\/blog\/wp-content\/uploads\/2021\/02\/image3-5.jpg 1000w, https:\/\/media-blog.jobsgo.vn\/blog\/wp-content\/uploads\/2021\/02\/image3-5-300x250.jpg 300w, https:\/\/media-blog.jobsgo.vn\/blog\/wp-content\/uploads\/2021\/02\/image3-5-768x640.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><figcaption id=\"caption-attachment-11414\" class=\"wp-caption-text\">X\u00e2y d\u1ef1ng k\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh h\u1ee3p l\u00fd<\/figcaption><\/figure>\n<p><span style=\"font-weight: 400;\">Khi x\u00e2y d\u1ef1ng m\u1ed9t k\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh, h\u00e3y l\u01b0u \u00fd nh\u1eefng \u0111i\u1ec1u sau:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ng\u00e2n s\u00e1ch l\u00e0 c\u00f4ng c\u1ee5 gi\u00fap b\u1ea1n qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n r\u1ea5t hi\u1ec7u qu\u1ea3.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u1ea1n n\u00ean ti\u1ebfp t\u1ee5c \u0111\u00f3ng g\u00f3p cho c\u00e1c m\u1ee5c ti\u00eau d\u00e0i h\u1ea1n, ch\u1eb3ng h\u1ea1n nh\u01b0 ti\u1ebft ki\u1ec7m \u0111\u1ec3 ngh\u1ec9 h\u01b0u, b\u1ea5t k\u1ec3 b\u1ea1n \u0111ang \u1edf trong giai \u0111o\u1ea1n n\u00e0o c\u1ee7a k\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">X\u00e2y d\u1ef1ng qu\u1ef9 kh\u1ea9n c\u1ea5p (t\u01b0\u01a1ng \u0111\u01b0\u01a1ng v\u1edbi ng\u00e2n s\u00e1ch chi ti\u00eau trong kho\u1ea3ng 6 th\u00e1ng) l\u00e0 m\u1ed9t y\u1ebfu t\u1ed1 quan tr\u1ecdng kh\u00e1c \u0111\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c th\u00e0nh c\u00f4ng v\u1ec1 t\u00e0i ch\u00ednh.<\/span><\/li>\n<\/ul>\n<p>M\u1ed9t trong nh\u1eefng kh\u00e1i ni\u1ec7m h\u1eefu \u00edch trong vi\u1ec7c qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh l\u00e0 <a href=\"https:\/\/jobsgo.vn\/blog\/kim-tu-do-la-gi\/\" target=\"_blank\" rel=\"noopener\"><strong>kim t\u1ee9 \u0111\u1ed3 l\u00e0 g\u00ec<\/strong><\/a>, gi\u00fap b\u1ea1n ph\u00e2n lo\u1ea1i v\u00e0 x\u00e1c \u0111\u1ecbnh c\u00e1c c\u00e1ch qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n hi\u1ec7u qu\u1ea3.<\/p>\n<h2><span id=\"3_Thiet_lap_va_bam_sat_ngan_sach_chi_tieu\"><span style=\"font-size: 24pt;\"><b>3. Thi\u1ebft l\u1eadp v\u00e0 b\u00e1m s\u00e1t ng\u00e2n s\u00e1ch chi ti\u00eau<\/b><\/span><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Nh\u01b0 v\u1eeba nh\u1eafc \u0111\u1ebfn \u1edf tr\u00ean, ng\u00e2n s\u00e1ch c\u1ee7a b\u1ea1n l\u00e0 m\u1ed9t trong nh\u1eefng c\u00f4ng c\u1ee5 hi\u1ec7u qu\u1ea3 nh\u1ea5t \u0111\u1ec3 gi\u00fap b\u1ea1n th\u00e0nh c\u00f4ng v\u1ec1 m\u1eb7t t\u00e0i ch\u00ednh. N\u00f3 cho ph\u00e9p b\u1ea1n l\u1eadp m\u1ed9t <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/jobsgo.vn\/blog\/lieu-thuoc-cho-nhung-chiec-vi-doi-hoc-cach-chi-tieu-tu-ty-phu\/\">k\u1ebf ho\u1ea1ch chi ti\u00eau<\/a><\/span> v\u00e0 t\u1eeb \u0111\u00f3, b\u1ea1n c\u00f3 th\u1ec3 ph\u00e2n b\u1ed5 ti\u1ec1n d\u00f2ng ti\u1ec1n theo c\u00e1ch gi\u00fap b\u1ea1n \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau c\u1ee7a m\u00ecnh.<\/span><\/p>\n<p>M\u1ee5c \u0111\u00edch cu\u1ed1i c\u00f9ng c\u1ee7a ng\u00e2n s\u00e1ch l\u00e0 gi\u00fap b\u1ea1n chi ti\u00eau \u00edt h\u01a1n s\u1ed1 ti\u1ec1n ki\u1ebfm \u0111\u01b0\u1ee3c h\u00e0ng th\u00e1ng, thanh to\u00e1n m\u1ecdi kho\u1ea3n n\u1ee3, t\u1ea1o qu\u1ef9 kh\u1ea9n c\u1ea5p v\u00e0 t\u00edch l\u0169y cho t\u01b0\u01a1ng lai. B\u1ea1n c\u0169ng n\u00ean t\u00ecm hi\u1ec3u th\u00eam v\u1ec1 <a href=\"https:\/\/jobsgo.vn\/blog\/lai-suat-kep-la-gi\/\" target=\"_blank\" rel=\"noopener\"><strong>l\u00e3i su\u1ea5t k\u00e9p l\u00e0 g\u00ec<\/strong><\/a> \u0111\u1ec3 t\u1eadn d\u1ee5ng s\u1ee9c m\u1ea1nh c\u1ee7a n\u00f3 trong vi\u1ec7c gia t\u0103ng gi\u00e1 tr\u1ecb c\u00e1c kho\u1ea3n ti\u1ebft ki\u1ec7m ho\u1eb7c \u0111\u1ea7u t\u01b0 c\u1ee7a m\u00ecnh theo th\u1eddi gian.<\/p>\n<p><span style=\"font-weight: 400;\">Ng\u00e2n s\u00e1ch c\u0169ng s\u1ebd gi\u00fap b\u1ea1n quy\u1ebft \u0111\u1ecbnh c\u00e1ch s\u1eed d\u1ee5ng ti\u1ec1n c\u1ee7a m\u00ecnh trong t\u01b0\u01a1ng lai. N\u1ebfu kh\u00f4ng c\u00f3 k\u1ebf ho\u1ea1ch, b\u1ea1n c\u00f3 th\u1ec3 ti\u00eau x\u00e0i cho nh\u1eefng th\u1ee9 \u0111\u1ec3 th\u1ecfa m\u00e3n s\u1edf th\u00edch hi\u1ec7n t\u1ea1i, nh\u01b0ng kh\u00f4ng mang l\u1ea1i nhi\u1ec1u l\u1ee3i \u00edch v\u1ec1 l\u00e2u d\u00e0i cho b\u1ea1n trong t\u01b0\u01a1ng lai. Tuy nhi\u00ean, \u0111\u1eebng qu\u00ean t\u1ef1 th\u01b0\u1edfng cho b\u1ea3n th\u00e2n khi \u0111\u1ea1t \u0111\u01b0\u1ee3c nh\u1eefng c\u1ed9t m\u1ed1c nh\u1ecf trong qu\u00e1 tr\u00ecnh. V\u00ed d\u1ee5, h\u00e3y t\u1ef1 th\u01b0\u1edfng cho m\u00ecnh khi b\u1ea1n tr\u1ea3 h\u1ebft n\u1ee3, ho\u1eb7c khi b\u1ea1n ti\u1ebft ki\u1ec7m \u0111\u1ee7 ng\u00e2n s\u00e1ch cho qu\u1ef9 kh\u1ea9n c\u1ea5p c\u1ee7a m\u00ecnh. <span class=\"ng-star-inserted\"><a href=\"https:\/\/jobsgo.vn\/blog\/chuyen-vien-tu-van-tai-chinh-ca-nhan-la-gi-ky-nang-can-co\/\">Chuy\u00ean vi\u00ean t\u01b0 v\u1ea5n t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n l\u00e0 g\u00ec<\/a>? \u0110\u00f3 l\u00e0 ng\u01b0\u1eddi c\u00f3 th\u1ec3 gi\u00fap b\u1ea1n x\u00e2y d\u1ef1ng k\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh ph\u00f9 h\u1ee3p v\u1edbi m\u1ee5c ti\u00eau v\u00e0 ho\u00e0n c\u1ea3nh c\u1ee7a b\u1ea1n, \u0111\u1eb7c bi\u1ec7t n\u1ebfu b\u1ea1n c\u1ea3m th\u1ea5y kh\u00f3 kh\u0103n trong vi\u1ec7c t\u1ef1 qu\u1ea3n l\u00fd. Hi\u1ec3u r\u00f5\u00a0<\/span><a href=\"https:\/\/jobsgo.vn\/blog\/bancassurance-la-gi\/\"><strong class=\"ng-star-inserted\"><span class=\"ng-star-inserted\">Bancassurance l\u00e0 g\u00ec<\/span><\/strong><\/a><span class=\"ng-star-inserted\">\u00a0c\u0169ng gi\u00fap b\u1ea1n c\u00f3 th\u00eam m\u1ed9t k\u00eanh th\u00f4ng tin h\u1eefu \u00edch \u0111\u1ec3 ti\u1ebfp c\u1eadn c\u00e1c s\u1ea3n ph\u1ea9m t\u00e0i ch\u00ednh, b\u1ea3o hi\u1ec3m t\u1eeb c\u00e1c ng\u00e2n h\u00e0ng.<\/span><\/span><\/p>\n<figure id=\"attachment_11412\" aria-describedby=\"caption-attachment-11412\" style=\"width: 1000px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" class=\"wp-image-11412 size-full\" src=\"https:\/\/media-blog.jobsgo.vn\/blog\/wp-content\/uploads\/2021\/02\/image1-5.jpg\" alt=\"Ng\u00e2n s\u00e1ch chi ti\u00eau l\u00e0 kh\u00f4ng th\u1ec3 thi\u1ebfu \u0111\u1ec3 qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh hi\u1ec7u qu\u1ea3\" width=\"1000\" height=\"701\" srcset=\"https:\/\/media-blog.jobsgo.vn\/blog\/wp-content\/uploads\/2021\/02\/image1-5.jpg 1000w, https:\/\/media-blog.jobsgo.vn\/blog\/wp-content\/uploads\/2021\/02\/image1-5-300x210.jpg 300w, https:\/\/media-blog.jobsgo.vn\/blog\/wp-content\/uploads\/2021\/02\/image1-5-768x538.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><figcaption id=\"caption-attachment-11412\" class=\"wp-caption-text\">Ng\u00e2n s\u00e1ch chi ti\u00eau l\u00e0 kh\u00f4ng th\u1ec3 thi\u1ebfu \u0111\u1ec3 qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh hi\u1ec7u qu\u1ea3<\/figcaption><\/figure>\n<h3><span id=\"Luu_y_khi_thiet_lap_ngan_sach_chi_tieu_cho_gia_dinh\"><span style=\"font-size: 18pt;\">L\u01b0u \u00fd khi thi\u1ebft l\u1eadp ng\u00e2n s\u00e1ch chi ti\u00eau cho gia \u0111\u00ecnh<\/span><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">N\u1ebfu b\u1ea1n \u0111\u00e3 k\u1ebft h\u00f4n, b\u1ea1n v\u00e0 v\u1ee3\/ch\u1ed3ng c\u1ee7a b\u1ea1n n\u00ean th\u1ed1ng nh\u1ea5t v\u1edbi nhau v\u1ec1 ng\u00e2n s\u00e1ch chung. Trao \u0111\u1ed5i v\u1edbi nhau s\u1ebd gi\u00fap c\u1ea3 hai c\u1ea3m th\u1ea5y c\u00f4ng b\u1eb1ng v\u00e0 t\u1eeb \u0111\u00f3 cam k\u1ebft \u0111\u1ec3 c\u00f9ng nhau \u0111\u1ea1t \u0111\u01b0\u1ee3c nh\u1eefng m\u1ee5c ti\u00eau chung. S\u1ef1 th\u1ed1ng nh\u1ea5t n\u00e0y c\u00f3 th\u1ec3 gi\u00fap b\u1ea1n h\u1ea1n ch\u1ebf nh\u1eefng tranh c\u00e3i li\u00ean quan \u0111\u1ebfn ti\u1ec1n b\u1ea1c. \u0110\u1eebng qu\u00ean t\u00ecm hi\u1ec3u th\u00eam v\u1ec1 <a href=\"https:\/\/jobsgo.vn\/blog\/lai-suat-coupon-la-gi\/\" target=\"_blank\" rel=\"noopener\"><strong>l\u00e3i nh\u1eadp g\u1ed1c l\u00e0 g\u00ec<\/strong><\/a>, \u0111\u1eb7c bi\u1ec7t khi b\u1ea1n \u0111ang xem x\u00e9t c\u00e1c kho\u1ea3n ti\u1ebft ki\u1ec7m ho\u1eb7c \u0111\u1ea7u t\u01b0 chung, \u0111\u1ec3 hi\u1ec3u c\u00e1ch s\u1ed1 ti\u1ec1n c\u1ee7a b\u1ea1n c\u00f3 th\u1ec3 t\u0103ng tr\u01b0\u1edfng theo th\u1eddi gian.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">D\u01b0\u1edbi \u0111\u00e2y l\u00e0 m\u1ed9t s\u1ed1 g\u1ee3i \u00fd d\u00e0nh cho c\u00e1c c\u1eb7p \u0111\u00f4i khi thi\u1ebft l\u1eadp ng\u00e2n s\u00e1ch chung:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">C\u00f9ng trao \u0111\u1ed5i v\u00e0 th\u1ed1ng nh\u1ea5t v\u1ec1 c\u00e1c m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh chung.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">S\u1eed d\u1ee5ng c\u00e1c <strong><a href=\"https:\/\/jobsgo.vn\/blog\/3-ung-dung-quan-ly-tai-chinh-khong-the-thieu-danh-cho-nguoi-tre\/\" target=\"_blank\" rel=\"noopener\">\u1ee9ng d\u1ee5ng qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh<\/a><\/strong> c\u00e1 nh\u00e2n ngay tr\u00ean \u0111i\u1ec7n tho\u1ea1i.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">L\u1eadp k\u1ebf ho\u1ea1ch chi ti\u00eau c\u1ee5 th\u1ec3 \u0111\u1ec3 tr\u00e1nh b\u1ea5t k\u1ef3 kho\u1ea3n b\u1ed9i chi n\u00e0o.<\/span><\/li>\n<\/ul>\n<h2><span id=\"Loi_ket\"><span style=\"font-size: 24pt;\"><b>L\u1eddi k\u1ebft<\/b><\/span><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Tr\u00ean \u0111\u00e2y l\u00e0 3 b\u01b0\u1edbc n\u1ec1n t\u1ea3ng trong vi\u1ec7c qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n hi\u1ec7u qu\u1ea3. N\u1ebfu g\u1eb7p kh\u00f3 kh\u0103n, b\u1ea1n ho\u00e0n to\u00e0n c\u00f3 th\u1ec3 c\u00e2n nh\u1eafc n\u00f3i chuy\u1ec7n v\u1edbi cha m\u1eb9 ho\u1eb7c c\u00e1c th\u00e0nh vi\u00ean kh\u00e1c trong gia \u0111\u00ecnh c\u00f3 nhi\u1ec1u kinh nghi\u1ec7m h\u01a1n v\u1edbi b\u1ea1c ti\u1ec1n b\u1ea1c, nh\u1edd h\u1ecd \u0111\u01b0a ra nh\u1eefng l\u1eddi khuy\u00ean cho t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n. Cu\u1ed1i c\u00f9ng, h\u00e3y lu\u00f4n \u0111\u1ea7u t\u01b0 v\u00e0o b\u1ea3n th\u00e2n v\u00e0 t\u01b0\u01a1ng lai t\u00e0i ch\u00ednh c\u1ee7a b\u1ea3n th\u00e2n \u0111\u1ec3 b\u1ea1n kh\u00f4ng ph\u1ea3i lu\u00f4n c\u0103ng th\u1eb3ng v\u1ec1 t\u00e0i ch\u00ednh n\u1eefa.<\/span><\/p>\n<p>Xem th\u00eam:\u00a0<span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/jobsgo.vn\/blog\/kakeibo-nghe-thuat-tiet-kiem-chua-chay-tui-sau-tet\/\">Kakeibo \u2013 ngh\u1ec7 thu\u1eadt ti\u1ebft ki\u1ec7m ch\u1eefa \u201cch\u00e1y t\u00fai\u201d sau T\u1ebft<\/a><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0110\u00e1nh gi\u00e1 post Qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n lu\u00f4n l\u00e0 m\u1ed9t vi\u1ec7c ph\u1ee9c t\u1ea1p v\u00e0 g\u00e2y c\u0103ng th\u1eb3ng cho nhi\u1ec1u ng\u01b0\u1eddi. D\u00f9 kh\u00f4ng c\u00f3 m\u1ed9t l\u1eddi khuy\u00ean duy nh\u1ea5t cho vi\u1ec7c qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh hi\u1ec7u qu\u1ea3 nh\u01b0ng c\u00f3&#8230;<\/p>\n","protected":false},"author":1,"featured_media":11414,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh","_yoast_wpseo_title":"","_yoast_wpseo_metadesc":"Qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n lu\u00f4n l\u00e0 m\u1ed9t vi\u1ec7c ph\u1ee9c t\u1ea1p v\u00e0 g\u00e2y c\u0103ng th\u1eb3ng cho nhi\u1ec1u ng\u01b0\u1eddi. H\u00e3y th\u1eed 3 b\u01b0\u1edbc sau \u0111\u1ec3 qu\u1ea3n l\u00fd th\u00e0nh c\u00f4ng t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n c\u1ee7a b\u1ea1n.","_yoast_wpseo_focus_keyphrase":"","faq":"","nganh_nghe_chuc_vu_lien_quan":["Nh\u00e2n Vi\u00ean Kinh Doanh","Chuy\u00ean Vi\u00ean T\u00e0i Ch\u00ednh"]},"categories":[1032,3,247],"tags":[3110,3112,1078,3111],"yoast_head":"\n<title>3 b\u01b0\u1edbc gi\u00fap b\u1ea1n qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n hi\u1ec7u qu\u1ea3 - JobsGO Blog<\/title>\n<meta name=\"description\" content=\"Qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n lu\u00f4n l\u00e0 m\u1ed9t vi\u1ec7c ph\u1ee9c t\u1ea1p v\u00e0 g\u00e2y c\u0103ng th\u1eb3ng cho nhi\u1ec1u ng\u01b0\u1eddi. 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