{"id":12810,"date":"2021-04-27T14:45:15","date_gmt":"2021-04-27T07:45:15","guid":{"rendered":"https:\/\/jobsgo.vn\/blog\/?p=12810"},"modified":"2024-05-07T14:48:00","modified_gmt":"2024-05-07T07:48:00","slug":"bao-hiem-that-nghiep-bao-nhieu-phan-tram","status":"publish","type":"post","link":"https:\/\/jobsgo.vn\/blog\/bao-hiem-that-nghiep-bao-nhieu-phan-tram\/","title":{"rendered":"M\u1ee9c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m th\u1ea5t nghi\u1ec7p bao nhi\u00eau ph\u1ea7n tr\u0103m?"},"content":{"rendered":"\n
\u0110i\u1ec1u ki\u1ec7n v\u00e0 m\u1ee9c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m th\u1ea5t nghi\u1ec7p bao nhi\u00eau ph\u1ea7n tr\u0103m<\/strong><\/a> l\u00e0 m\u1ed9t trong nh\u1eefng v\u1ea5n \u0111\u1ec1 \u0111\u01b0\u1ee3c ng\u01b0\u1eddi lao \u0111\u1ed9ng \u0111\u1eb7c bi\u1ec7t quan t\u00e2m. Ch\u00ednh v\u00ec th\u1ebf, b\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y JobsGO<\/a> s\u1ebd h\u01b0\u1edbng d\u1eabn c\u00e1c b\u1ea1n c\u00e1ch t\u00ednh m\u1ee9c tr\u1ee3 c\u1ea5p b\u1ea3o hi\u1ec3m th\u1ea5t nghi\u1ec7p \u0111\u1ec3 gi\u00fap b\u1ea1n \u0111\u1ecdc hi\u1ec3u r\u00f5 v\u1ec1 quy\u1ec1n l\u1ee3i c\u1ee7a b\u1ea3n th\u00e2n.<\/span><\/i><\/span><\/p>\n ?<\/strong> Xem th\u00eam:\u00a0B\u1ea3o hi\u1ec3m th\u1ea5t nghi\u1ec7p c\u00f3 \u0111\u01b0\u1ee3c c\u1ed9ng d\u1ed3n kh\u00f4ng?<\/a><\/span><\/strong><\/em><\/span><\/p>\n M\u1ee5c l\u1ee5c<\/p> Theo quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 49, Lu\u1eadt lao \u0111\u1ed9ng 2013 c\u00f3 quy \u0111\u1ecbnh c\u00e1c tr\u01b0\u1eddng h\u1ee3p \u0111\u01b0\u1ee3c h\u01b0\u1edfng TCTN:<\/span><\/p>\n Ngo\u00e0i nh\u1eefng \u0111i\u1ec1u ki\u1ec7n tr\u00ean th\u00ec h\u1ed3 s\u01a1 xin TCTN c\u1ea7n n\u1ed9p trong v\u00f2ng 3 th\u00e1ng k\u1ec3 t\u1eeb th\u1eddi \u0111i\u1ec3m xin ngh\u1ec9 vi\u1ec7c ho\u1eb7c ch\u1ea5m d\u1ee9t H\u0110L\u0110.<\/span><\/p>\n ?<\/strong> Xem th\u00eam:\u00a0B\u1ea3o hi\u1ec3m th\u1ea5t nghi\u1ec7p t\u00ednh nh\u01b0 th\u1ebf n\u00e0o?<\/a><\/span><\/strong><\/em><\/span><\/p>\n T\u1ea1i \u0110i\u1ec1u 50, Lu\u1eadt lao \u0111\u1ed9ng 2013, m\u1ee9c tr\u1ee3 c\u1ea5p th\u1ea5t nghi\u1ec7p cho ng\u01b0\u1eddi lao \u0111\u1ed9ng s\u1ebd \u0111\u01b0\u1ee3c t\u00ednh theo c\u00f4ng th\u1ee9c sau:<\/span><\/p>\n Theo \u0111\u00f3, m\u1ee9c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m th\u1ea5t nghi\u1ec7p b\u1eb1ng 60% m\u1ee9c l\u01b0\u01a1ng trung b\u00ecnh \u0111\u00f3ng BH c\u1ee7a 6 th\u00e1ng g\u1ea7n nh\u1ea5t.<\/i><\/b><\/span><\/p>\n B\u00ean c\u1ea1nh \u0111\u00f3, khi t\u00ednh BHTN th\u00ec m\u1ee9c tr\u1ee3 c\u1ea5p b\u1ea3o hi\u1ec3m t\u1ed1i \u0111a kh\u00f4ng \u0111\u01b0\u1ee3c v\u01b0\u1ee3t qu\u00e1 5 l\u1ea7n \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi \u0111\u01b0\u1ee3c tr\u1ea3 l\u01b0\u01a1ng theo ch\u1ebf \u0111\u1ed9 nh\u00e0 n\u01b0\u1edbc ho\u1eb7c do ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng quy \u0111\u1ecbnh. C\u1ee5 th\u1ec3, m\u1ee9c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m th\u1ea5t nghi\u1ec7p bao nhi\u00eau ph\u1ea7n tr\u0103m s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c v\u01b0\u1ee3t qu\u00e1 s\u1ed1 ti\u1ec1n sau:<\/span><\/p>\n M\u1ee9c tr\u1ee3 c\u1ea5p th\u1ea5t nghi\u1ec7p s\u1ebd \u0111\u01b0\u1ee3c t\u00ednh theo m\u1ee9c l\u01b0\u01a1ng t\u1ed1i thi\u1ec3u v\u00f9ng. V\u00e0 c\u1ee5 th\u1ec3 l\u00e0:<\/span><\/p>\n M\u1ee9c tr\u1ee3 c\u1ea5p b\u1ea3o hi\u1ec3m th\u1ea5t nghi\u1ec7p t\u1ed1i \u0111a m\u00e0 NL\u0110 s\u1ebd \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u00e0 nh\u00e2n 5 l\u1ea7n m\u1ee9c l\u01b0\u01a1ng c\u01a1 s\u1edf. V\u00e0 m\u1ee9c l\u01b0\u01a1ng c\u01a1 s\u1edf hi\u1ec7n nay \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh l\u00e0 1.49 tri\u1ec7u\/ th\u00e1ng. Do \u0111\u00f3, ng\u01b0\u1eddi lao \u0111\u1ed9ng s\u1ebd \u0111\u01b0\u1ee3c tr\u1ee3 c\u1ea5p t\u1ed1i \u0111a l\u00e0 1.49 x5 = 7.45 tri\u1ec7u\/ th\u00e1ng.<\/span><\/p>\n \u0110\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng ch\u1ebf \u0111\u1ed9 b\u1ea3o hi\u1ec3m th\u1ea5t nghi\u1ec7p th\u00ec ng\u01b0\u1eddi lao \u0111\u1ed9ng c\u1ea7n \u0111\u1eb7c bi\u1ec7t l\u01b0u \u00fd v\u1ec1 th\u1eddi gian h\u01b0\u1edfng tr\u1ee3 c\u1ea5p c\u0169ng nh\u01b0 c\u00e1c quy\u1ec1n l\u1ee3i kh\u00e1c khi \u0111\u01b0\u1ee3c h\u01b0\u1edfng TCTN.<\/span><\/p>\n Theo quy \u0111\u1ecbnh t\u1ea1i Kho\u1ea3n 2, \u0110i\u1ec1u 50, Lu\u1eadt lao \u0111\u1ed9ng 2013 c\u00f3 quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 v\u1ec1 kho\u1ea3ng th\u1eddi gian \u0111\u01b0\u1ee3c h\u01b0\u1edfng tr\u1ee3 c\u1ea5p nh\u01b0 sau:<\/span><\/p>\n Theo quy \u0111\u1ecbnh c\u1ee7a Lu\u1eadt lao \u0111\u1ed9ng, b\u00ean c\u1ea1nh ch\u1ebf \u0111\u1ed9 \u0111\u01b0\u1ee3c h\u01b0\u1edfng ti\u1ec1n tr\u1ee3 c\u1ea5p th\u00ec NL\u0110 s\u1ebd \u0111\u01b0\u1ee3c h\u01b0\u1edfng th\u00eam m\u1ed9t s\u1ed1 c\u00e1c quy\u1ec1n l\u1ee3i sau:<\/span><\/p>\n\u0110i\u1ec1u ki\u1ec7n \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng tr\u1ee3 c\u1ea5p th\u1ea5t nghi\u1ec7p (TCTN) l\u00e0 g\u00ec?<\/span><\/strong><\/span><\/span><\/h2>\n
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M\u1ee9c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m th\u1ea5t nghi\u1ec7p bao nhi\u00eau ph\u1ea7n tr\u0103m?<\/span><\/strong><\/span><\/span><\/h2>\n
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\n M\u1ee9c TCTN = M\u1ee9c l\u01b0\u01a1ng trung b\u00ecnh \u0111\u00f3ng BH c\u1ee7a 6 th\u00e1ng g\u1ea7n nh\u1ea5t tr\u01b0\u1edbc khi th\u1ea5t nghi\u1ec7p x 60%<\/b><\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n Ng\u01b0\u1eddi th\u1ef1c hi\u1ec7n ch\u1ebf \u0111\u1ed9 ti\u1ec1n l\u01b0\u01a1ng do ng\u01b0\u1eddi SDL\u0110 quy \u0111\u1ecbnh<\/span><\/strong><\/span><\/span><\/h3>\n
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Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c h\u01b0\u1edfng ch\u1ebf \u0111\u1ed9 ti\u1ec1n l\u01b0\u01a1ng do Nh\u00e0 n\u01b0\u1edbc quy \u0111\u1ecbnh\u00a0<\/span><\/strong><\/span><\/span><\/h3>\n
\u0110i\u1ec1u c\u1ea7n bi\u1ebft khi h\u01b0\u1edfng ch\u1ebf \u0111\u1ed9 b\u1ea3o hi\u1ec3m th\u1ea5t nghi\u1ec7p<\/span><\/strong><\/span><\/span><\/h2>\n
Th\u1eddi gian \u0111\u01b0\u1ee3c h\u01b0\u1edfng TCTN<\/span><\/strong><\/span><\/span><\/h3>\n
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Quy\u1ec1n l\u1ee3i khi \u0111\u01b0\u1ee3c h\u01b0\u1edfng TCTN<\/span><\/strong><\/span><\/span><\/h3>\n
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