{"id":76436,"date":"2024-08-02T16:34:08","date_gmt":"2024-08-02T09:34:08","guid":{"rendered":"https:\/\/jobsgo.vn\/blog\/?p=76436"},"modified":"2024-08-05T16:49:52","modified_gmt":"2024-08-05T09:49:52","slug":"sme-la-gi","status":"publish","type":"post","link":"https:\/\/jobsgo.vn\/blog\/sme-la-gi\/","title":{"rendered":"SME L\u00e0 G\u00ec? L\u00e0m Th\u1ebf N\u00e0o \u0110\u1ec3 Ph\u00e1t Tri\u1ec3n M\u1ed9t SME Th\u00e0nh C\u00f4ng?"},"content":{"rendered":"\n
Trong b\u1ed1i c\u1ea3nh n\u1ec1n kinh t\u1ebf ng\u00e0y c\u00e0ng ph\u00e1t tri\u1ec3n, \u0111a d\u1ea1ng h\u00f3a, c\u00e1c doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba (SME) \u0111\u00f3ng m\u1ed9t vai tr\u00f2 v\u00f4 c\u00f9ng quan tr\u1ecdng, g\u00f3p ph\u1ea7n kh\u00f4ng nh\u1ecf v\u00e0o s\u1ef1 t\u0103ng tr\u01b0\u1edfng, \u1ed5n \u0111\u1ecbnh kinh t\u1ebf. V\u1eady <\/em>SME l\u00e0 g\u00ec<\/em><\/strong>? C\u00f9ng JobsGo t\u00ecm hi\u1ec3u chi ti\u1ebft qua b\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y \u0111\u1ec3 hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 kh\u00e1i ni\u1ec7m n\u00e0y c\u0169ng nh\u01b0 vai tr\u00f2 c\u1ee7a SME trong n\u1ec1n kinh t\u1ebf hi\u1ec7n \u0111\u1ea1i.<\/em><\/p>\n M\u1ee5c l\u1ee5c<\/p> SME l\u00e0 vi\u1ebft t\u1eaft c\u1ee7a t\u1eeb g\u00ec<\/strong>? SME l\u00e0 vi\u1ebft t\u1eaft c\u1ee7a c\u1ee5m t\u1eeb “Small and Medium-sized Enterprises”. Trong ti\u1ebfng Vi\u1ec7t, SME th\u01b0\u1eddng \u0111\u01b0\u1ee3c hi\u1ec3u l\u00e0 “doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba”.<\/p>\n \u0110\u00e2y l\u00e0 nh\u1eefng doanh nghi\u1ec7p c\u00f3 quy m\u00f4 nh\u00e2n s\u1ef1, doanh thu \u1edf m\u1ee9c v\u1eeba ph\u1ea3i, kh\u00f4ng l\u1edbn nh\u01b0 c\u00e1c t\u1eadp \u0111o\u00e0n, c\u00f4ng ty l\u1edbn. Doanh nghi\u1ec7p SME c\u00f3 th\u1ec3 l\u00e0 c\u00e1c c\u00f4ng ty, c\u1eeda h\u00e0ng ho\u1eb7c c\u00e1c c\u01a1 s\u1edf s\u1ea3n xu\u1ea5t v\u1edbi quy m\u00f4 ho\u1ea1t \u0111\u1ed9ng h\u1ea1n ch\u1ebf h\u01a1n. SME \u0111\u00f3ng vai tr\u00f2 quan tr\u1ecdng trong n\u1ec1n kinh t\u1ebf b\u1edfi nh\u1eefng doanh nghi\u1ec7p n\u00e0y th\u01b0\u1eddng l\u00e0 ngu\u1ed3n g\u1ed1c c\u1ee7a nhi\u1ec1u \u00fd t\u01b0\u1edfng s\u00e1ng t\u1ea1o v\u00e0 gi\u1ea3i ph\u00e1p \u0111\u1ed9c \u0111\u00e1o. SME c\u0169ng t\u1ea1o ra nhi\u1ec1u vi\u1ec7c l\u00e0m, g\u00f3p ph\u1ea7n v\u00e0o s\u1ef1 ph\u00e1t tri\u1ec3n kinh t\u1ebf b\u1ec1n v\u1eefng.<\/p>\n Sau khi hi\u1ec3u doanh nghi\u1ec7p SME l\u00e0 g\u00ec<\/strong>, ta c\u00f3 th\u1ec3 th\u1ea5y r\u00f5 vai tr\u00f2 quan tr\u1ecdng c\u1ee7a c\u00e1c doanh nghi\u1ec7p n\u00e0y trong n\u1ec1n kinh t\u1ebf kh\u00f4ng ch\u1ec9 nh\u1edd v\u00e0o quy m\u00f4 nh\u1ecf g\u1ecdn m\u00e0 c\u00f2n v\u00ec nh\u1eefng \u1ea3nh h\u01b0\u1edfng t\u00edch c\u1ef1c m\u00e0 h\u1ecd mang l\u1ea1i. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 m\u1ed9t s\u1ed1 vai tr\u00f2 n\u1ed5i b\u1eadt c\u1ee7a doanh nghi\u1ec7p SME:<\/p>\n SME th\u01b0\u1eddng t\u1ea1o ra nhi\u1ec1u c\u01a1 h\u1ed9i vi\u1ec7c l\u00e0m h\u01a1n so v\u1edbi c\u00e1c doanh nghi\u1ec7p l\u1edbn, nh\u1edd v\u00e0o quy m\u00f4 nh\u1ecf h\u01a1n v\u00e0 v\u1ed1n \u0111\u1ea7u t\u01b0 \u00edt h\u01a1n. \u0110i\u1ec1u n\u00e0y gi\u00fap SME d\u1ec5 d\u00e0ng ti\u1ebfp c\u1eadn c\u00e1c ngu\u1ed3n l\u1ef1c, c\u01a1 h\u1ed9i kinh doanh, \u0111\u1ed3ng th\u1eddi cung c\u1ea5p vi\u1ec7c l\u00e0m cho nh\u1eefng ng\u01b0\u1eddi lao \u0111\u1ed9ng c\u00f3 tr\u00ecnh \u0111\u1ed9 c\u0169ng nh\u01b0 kinh nghi\u1ec7m th\u1ea5p h\u01a1n.<\/p>\n H\u01a1n n\u1eefa, SME c\u0169ng th\u01b0\u1eddng t\u1ea1o vi\u1ec7c l\u00e0m \u1edf c\u00e1c l\u0129nh v\u1ef1c v\u00e0 khu v\u1ef1c m\u00e0 doanh nghi\u1ec7p l\u1edbn \u00edt ho\u1ea1t \u0111\u1ed9ng. Nh\u1edd v\u00e0o s\u1ef1 linh ho\u1ea1t, kh\u1ea3 n\u0103ng th\u00edch \u1ee9ng t\u1ed1t v\u1edbi thay \u0111\u1ed5i th\u1ecb tr\u01b0\u1eddng, SME c\u00f3 th\u1ec3 \u0111\u00e1p \u1ee9ng nhu c\u1ea7u c\u1ee7a c\u00e1c th\u1ecb tr\u01b0\u1eddng ng\u00e1ch. Vi\u1ec7c t\u1ea1o ra nhi\u1ec1u vi\u1ec7c l\u00e0m t\u1eeb SME kh\u00f4ng ch\u1ec9 gi\u00fap gi\u1ea3m t\u1ef7 l\u1ec7 th\u1ea5t nghi\u1ec7p m\u00e0 c\u00f2n c\u1ea3i thi\u1ec7n \u0111\u1eddi s\u1ed1ng kinh t\u1ebf c\u1ee7a ng\u01b0\u1eddi d\u00e2n v\u00e0 th\u00fac \u0111\u1ea9y s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a n\u1ec1n kinh t\u1ebf – x\u00e3 h\u1ed9i c\u1ee7a qu\u1ed1c gia.<\/p>\n Doanh nghi\u1ec7p SME kh\u00f4ng ch\u1ec9 d\u1eebng l\u1ea1i \u1edf cung c\u1ea5p vi\u1ec7c l\u00e0m m\u00e0 c\u00f2n th\u00fac \u0111\u1ea9y t\u0103ng tr\u01b0\u1edfng kinh t\u1ebf b\u1eb1ng c\u00e1ch cung c\u1ea5p s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 nh\u1eb1m \u0111\u00e1p \u1ee9ng nhu c\u1ea7u c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng. SME gi\u00fap t\u0103ng c\u01b0\u1eddng s\u1ef1 c\u1ea1nh tranh tr\u00ean th\u1ecb tr\u01b0\u1eddng, khuy\u1ebfn kh\u00edch c\u00e1c doanh nghi\u1ec7p l\u1edbn ph\u1ea3i c\u1ea3i thi\u1ec7n ch\u1ea5t l\u01b0\u1ee3ng v\u00e0 gi\u00e1 c\u1ea3. Th\u00f4ng qua vi\u1ec7c t\u1ea1o ra gi\u00e1 tr\u1ecb gia t\u0103ng, SME \u0111\u00f3ng g\u00f3p v\u00e0o s\u1ef1 ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng c\u1ee7a n\u1ec1n kinh t\u1ebf.<\/p>\n V\u1edbi quy m\u00f4 nh\u1ecf v\u00e0 t\u00ednh linh ho\u1ea1t cao, doanh nghi\u1ec7p SME d\u1ec5 d\u00e0ng th\u1eed nghi\u1ec7m c\u00e1c \u00fd t\u01b0\u1edfng m\u1edbi, s\u00e1ng t\u1ea1o. \u0110i\u1ec1u n\u00e0y gi\u00fap th\u00fac \u0111\u1ea9y s\u1ef1 \u0111\u1ed5i m\u1edbi trong ng\u00e0nh, v\u00ec c\u00e1c SME th\u01b0\u1eddng c\u00f3 kh\u1ea3 n\u0103ng ph\u1ea3n \u1ee9ng nhanh h\u01a1n v\u00e0 s\u00e1ng t\u1ea1o h\u01a1n so v\u1edbi c\u00e1c t\u1eadp \u0111o\u00e0n l\u1edbn. Vi\u1ec7c \u00e1p d\u1ee5ng nh\u1eefng ph\u01b0\u01a1ng ph\u00e1p m\u1edbi, c\u00f4ng ngh\u1ec7 ti\u00ean ti\u1ebfn, s\u1ea3n ph\u1ea9m \u0111\u1ed9c \u0111\u00e1o c\u1ee7a SME g\u00f3p ph\u1ea7n l\u00e0m phong ph\u00fa th\u00eam th\u1ecb tr\u01b0\u1eddng, t\u1ea1o ra s\u1ef1 kh\u00e1c bi\u1ec7t \u0111\u00e1ng k\u1ec3.<\/p>\n Doanh nghi\u1ec7p SME c\u00f3 kh\u1ea3 n\u0103ng khai th\u00e1c c\u01a1 h\u1ed9i t\u1eeb nh\u1eefng th\u1ecb tr\u01b0\u1eddng m\u1edbi ho\u1eb7c c\u00e1c ph\u00e2n kh\u00fac ch\u01b0a \u0111\u01b0\u1ee3c kh\u00e1m ph\u00e1. B\u1eb1ng vi\u1ec7c t\u00ecm hi\u1ec3u s\u00e2u s\u1eafc nhu c\u1ea7u c\u1ee7a kh\u00e1ch h\u00e0ng trong c\u00e1c l\u0129nh v\u1ef1c n\u00e0y, SME c\u00f3 th\u1ec3 ph\u00e1t tri\u1ec3n nh\u1eefng s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 m\u1edbi \u0111\u1ec3 \u0111\u00e1p \u1ee9ng nhu c\u1ea7u phong ph\u00fa c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng. Nh\u1edd v\u00e0o t\u00ednh linh ho\u1ea1t, s\u00e1ng t\u1ea1o v\u00e0 kh\u1ea3 n\u0103ng th\u00edch \u1ee9ng nhanh ch\u00f3ng, SME kh\u00f4ng ch\u1ec9 \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u \u0111a d\u1ea1ng c\u1ee7a th\u1ecb tr\u01b0\u1eddng m\u00e0 c\u00f2n \u0111em l\u1ea1i l\u1ee3i \u00edch kinh t\u1ebf cho c\u1ea3 doanh nghi\u1ec7p c\u0169ng nh\u01b0 c\u1ed9ng \u0111\u1ed3ng.<\/p>\n Doanh nghi\u1ec7p SME c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c ph\u00e2n lo\u1ea1i theo nhi\u1ec1u ti\u00eau ch\u00ed kh\u00e1c nhau, bao g\u1ed3m quy m\u00f4, ng\u00e0nh ngh\u1ec1 ho\u1ea1t \u0111\u1ed9ng v\u00e0 h\u00ecnh th\u1ee9c t\u1ed5 ch\u1ee9c. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 nh\u1eefng lo\u1ea1i doanh nghi\u1ec7p SME th\u01b0\u1eddng g\u1eb7p:<\/p>\n Doanh nghi\u1ec7p SME, d\u00f9 c\u00f3 nhi\u1ec1u \u01b0u \u0111i\u1ec3m, c\u01a1 h\u1ed9i \u0111\u1ec3 ph\u00e1t tri\u1ec3n nh\u01b0ng c\u0169ng ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi kh\u00f4ng \u00edt th\u00e1ch th\u1ee9c. JobsGo s\u1ebd gi\u00fap b\u1ea1n c\u00e1i nh\u00ecn s\u00e2u h\u01a1n v\u1ec1 nh\u1eefng c\u01a1 h\u1ed9i v\u00e0 th\u00e1ch th\u1ee9c m\u00e0 c\u00e1c SME th\u01b0\u1eddng g\u1eb7p ph\u1ea3i:<\/p>\n Doanh nghi\u1ec7p SME c\u00f3 th\u1ec3 khai th\u00e1c nhi\u1ec1u c\u01a1 h\u1ed9i ph\u00e1t tri\u1ec3n nh\u1edd v\u00e0o nh\u1eefng \u0111i\u1ec3m m\u1ea1nh c\u1ee7a ch\u00ednh m\u00ecnh:<\/p>\n V\u1edbi quy m\u00f4 nh\u1ecf v\u00e0 c\u1ea5u tr\u00fac t\u1ed5 ch\u1ee9c \u0111\u01a1n gi\u1ea3n, SME c\u00f3 kh\u1ea3 n\u0103ng th\u00edch \u1ee9ng nhanh ch\u00f3ng v\u1edbi s\u1ef1 thay \u0111\u1ed5i c\u1ee7a th\u1ecb tr\u01b0\u1eddng, nhu c\u1ea7u c\u1ee7a kh\u00e1ch h\u00e0ng. \u0110i\u1ec1u n\u00e0y cho ph\u00e9p h\u1ecd \u0111i\u1ec1u ch\u1ec9nh chi\u1ebfn l\u01b0\u1ee3c kinh doanh c\u0169ng nh\u01b0 ho\u1ea1t \u0111\u1ed9ng m\u1ed9t c\u00e1ch linh ho\u1ea1t \u0111\u1ec3 \u0111\u00e1p \u1ee9ng nh\u1eefng xu h\u01b0\u1edbng m\u1edbi.<\/p>\n SME c\u00f3 th\u1ec3 khai th\u00e1c nh\u1eefng th\u1ecb tr\u01b0\u1eddng ng\u00e1ch ch\u01b0a \u0111\u01b0\u1ee3c c\u00e1c doanh nghi\u1ec7p l\u1edbn quan t\u00e2m. B\u1eb1ng vi\u1ec7c t\u00ecm hi\u1ec3u s\u00e2u nhu c\u1ea7u \u0111\u1eb7c th\u00f9 c\u1ee7a kh\u00e1ch h\u00e0ng trong c\u00e1c ph\u00e2n kh\u00fac n\u00e0y, SME c\u00f3 th\u1ec3 ph\u00e1t tri\u1ec3n nh\u1eefng s\u1ea3n ph\u1ea9m ho\u1eb7c d\u1ecbch v\u1ee5 \u0111\u1ed9c \u0111\u00e1o v\u00e0 t\u1ea1o ra s\u1ef1 kh\u00e1c bi\u1ec7t tr\u00ean th\u1ecb tr\u01b0\u1eddng.<\/p>\n SME th\u01b0\u1eddng c\u00f3 m\u00f4i tr\u01b0\u1eddng l\u00e0m vi\u1ec7c s\u00e1ng t\u1ea1o h\u01a1n, gi\u00fap h\u1ecd d\u1ec5 d\u00e0ng th\u1eed nghi\u1ec7m c\u00e1c \u00fd t\u01b0\u1edfng m\u1edbi v\u00e0 ph\u00e1t tri\u1ec3n s\u1ea3n ph\u1ea9m s\u00e1ng t\u1ea1o. Kh\u1ea3 n\u0103ng \u0111\u1ed5i m\u1edbi n\u00e0y c\u00f3 th\u1ec3 mang l\u1ea1i l\u1ee3i th\u1ebf c\u1ea1nh tranh \u0111\u00e1ng k\u1ec3 v\u00e0 m\u1edf ra c\u01a1 h\u1ed9i m\u1edbi tr\u00ean th\u1ecb tr\u01b0\u1eddng.<\/p>\n D\u00f9 c\u00f3 nhi\u1ec1u c\u01a1 h\u1ed9i, doanh nghi\u1ec7p SME v\u1eabn ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi m\u1ed9t s\u1ed1 th\u00e1ch th\u1ee9c l\u1edbn:<\/p>\n Doanh nghi\u1ec7p SME ho\u1ea1t \u0111\u1ed9ng trong nhi\u1ec1u l\u0129nh v\u1ef1c kh\u00e1c nhau, m\u1ed7i nh\u00f3m ng\u00e0nh ngh\u1ec1 \u0111\u1ec1u c\u00f3 nh\u1eefng \u0111\u1eb7c th\u00f9 ri\u00eang. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 c\u00e1i nh\u00ecn chi ti\u1ebft v\u1ec1 c\u00e1c nh\u00f3m ng\u00e0nh ngh\u1ec1 ph\u1ed5 bi\u1ebfn m\u00e0 SME th\u01b0\u1eddng tham gia:<\/p>\n Trong ng\u00e0nh b\u00e1n l\u1ebb, doanh nghi\u1ec7p SME \u0111\u00f3ng vai tr\u00f2 quan tr\u1ecdng v\u1edbi nhi\u1ec1u lo\u1ea1i h\u00ecnh kh\u00e1c nhau:<\/p>\n Trong l\u0129nh v\u1ef1c d\u1ecbch v\u1ee5, SME tham gia v\u00e0o nhi\u1ec1u ho\u1ea1t \u0111\u1ed9ng kh\u00e1c nhau:<\/p>\n D\u00f9 SME v\u00e0 startup \u0111\u1ec1u thu\u1ed9c lo\u1ea1i h\u00ecnh doanh nghi\u1ec7p nh\u1ecf, ch\u00fang c\u00f3 nh\u1eefng \u0111\u1eb7c \u0111i\u1ec3m, m\u1ee5c ti\u00eau kh\u00e1c nhau. H\u00e3y c\u00f9ng JobsGo t\u00ecm hi\u1ec3u nh\u1eefng kh\u00e1c bi\u1ec7t c\u01a1 b\u1ea3n gi\u1eefa hai lo\u1ea1i h\u00ecnh doanh nghi\u1ec7p n\u00e0y.<\/p>\n1. SME L\u00e0 G\u00ec? Doanh Nghi\u1ec7p SME L\u00e0 G\u00ec?<\/strong><\/span><\/h2>\n
2. Vai Tr\u00f2 C\u1ee7a Doanh Nghi\u1ec7p SME<\/strong><\/span><\/h2>\n
2.1 T\u1ea1o Vi\u1ec7c L\u00e0m<\/strong><\/span><\/h3>\n
2.2 \u0110\u00f3ng G\u00f3p V\u00e0o T\u0103ng Tr\u01b0\u1edfng Kinh T\u1ebf<\/strong><\/span><\/h3>\n
2.3 \u0110\u1ea9y M\u1ea1nh \u0110\u1ed5i M\u1edbi V\u00e0 S\u00e1ng T\u1ea1o<\/strong><\/span><\/h3>\n
2.4 S\u1ea3n Xu\u1ea5t Nhi\u1ec1u Lo\u1ea1i H\u00e0ng H\u00f3a V\u00e0 D\u1ecbch V\u1ee5<\/strong><\/span><\/h3>\n
3. C\u00f3 Nh\u1eefng Lo\u1ea1i Doanh Nghi\u1ec7p SME N\u00e0o?<\/strong><\/span><\/h2>\n
3.1 Theo Quy M\u00f4 Doanh Nghi\u1ec7p<\/strong><\/span><\/h3>\n
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3.2 Theo Ng\u00e0nh Ngh\u1ec1 Ho\u1ea1t \u0110\u1ed9ng<\/strong><\/span><\/h3>\n
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3.3 Theo H\u00ecnh Th\u1ee9c T\u1ed5 Ch\u1ee9c<\/strong><\/span><\/h3>\n
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4. C\u01a1 H\u1ed9i, Th\u00e1ch Th\u1ee9c \u0110\u1ed1i V\u1edbi Doanh Nghi\u1ec7p SME<\/strong><\/span><\/h2>\n
4.1 C\u01a1 h\u1ed9i<\/strong><\/span><\/h3>\n
Linh ho\u1ea1t V\u00e0 Th\u00edch Nghi<\/strong><\/span><\/h4>\n
Ti\u1ebfp C\u1eadn Th\u1ecb Tr\u01b0\u1eddng Ng\u00e1ch<\/strong><\/span><\/h4>\n
S\u00e1ng T\u1ea1o V\u00e0 \u0110\u1ed5i M\u1edbi<\/strong><\/span><\/h4>\n
4.2 Th\u00e1ch Th\u1ee9c<\/strong><\/span><\/h3>\n
H\u1ea1n Ch\u1ebf V\u1ec1 V\u1ed1n<\/strong><\/span><\/h4>\n
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Kh\u00f3 Kh\u0103n trong Ti\u1ebfp C\u1eadn Th\u1ecb Tr\u01b0\u1eddng<\/strong><\/span><\/h4>\n
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5. Nh\u1eefng Nh\u00f3m Ng\u00e0nh Ngh\u1ec1 Ph\u1ed5 Bi\u1ebfn C\u1ee7a Doanh Nghi\u1ec7p SME<\/strong><\/span><\/h2>\n
5.1 Ng\u00e0nh B\u00e1n L\u1ebb<\/strong><\/span><\/h3>\n
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5.2 Ng\u00e0nh D\u1ecbch V\u1ee5<\/strong><\/span><\/h3>\n
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5.3 Ng\u00e0nh S\u1ea3n Xu\u1ea5t<\/strong><\/span><\/h3>\n
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6. Ph\u00e2n Bi\u1ec7t Doanh Nghi\u1ec7p SME V\u00e0 Startup<\/strong><\/span><\/h2>\n
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\n Ti\u00eau ch\u00ed<\/strong><\/td>\n Doanh nghi\u1ec7p SME<\/strong><\/td>\n Startup<\/strong><\/td>\n<\/tr>\n \n \u0110\u1ecbnh ngh\u0129a<\/td>\n Doanh nghi\u1ec7p v\u1eeba v\u00e0 nh\u1ecf, th\u01b0\u1eddng ho\u1ea1t \u0111\u1ed9ng \u1ed5n \u0111\u1ecbnh trong c\u00e1c l\u0129nh v\u1ef1c \u0111\u00e3 \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh.<\/td>\n Doanh nghi\u1ec7p m\u1edbi, th\u01b0\u1eddng t\u1eadp trung v\u00e0o \u0111\u1ed5i m\u1edbi s\u00e1ng t\u1ea1o v\u00e0 ph\u00e1t tri\u1ec3n nhanh ch\u00f3ng.<\/td>\n<\/tr>\n \n M\u1ee5c ti\u00eau<\/td>\n T\u0103ng tr\u01b0\u1edfng \u1ed5n \u0111\u1ecbnh v\u00e0 b\u1ec1n v\u1eefng trong c\u00e1c th\u1ecb tr\u01b0\u1eddng hi\u1ec7n c\u00f3.<\/td>\n T\u0103ng tr\u01b0\u1edfng nhanh ch\u00f3ng v\u00e0 m\u1edf r\u1ed9ng quy m\u00f4 nhanh, th\u01b0\u1eddng nh\u1eafm \u0111\u1ebfn vi\u1ec7c th\u00e2m nh\u1eadp v\u00e0o th\u1ecb tr\u01b0\u1eddng to\u00e0n c\u1ea7u.<\/td>\n<\/tr>\n \n Quy m\u00f4 v\u00e0 t\u00ednh linh ho\u1ea1t<\/td>\n Quy m\u00f4 th\u01b0\u1eddng nh\u1ecf \u0111\u1ebfn v\u1eeba v\u00e0 ho\u1ea1t \u0111\u1ed9ng \u1ed5n \u0111\u1ecbnh.<\/td>\n Th\u01b0\u1eddng kh\u1edfi \u0111\u1ea7u \u1edf quy m\u00f4 nh\u1ecf nh\u01b0ng c\u00f3 ti\u1ec1m n\u0103ng m\u1edf r\u1ed9ng l\u1edbn, r\u1ea5t linh ho\u1ea1t v\u00e0 thay \u0111\u1ed5i m\u1ed9t c\u00e1ch nhanh ch\u00f3ng.<\/td>\n<\/tr>\n \n M\u00f4 h\u00ecnh kinh doanh<\/td>\n Ho\u1ea1t \u0111\u1ed9ng d\u1ef1a tr\u00ean m\u00f4 h\u00ecnh kinh doanh \u0111\u00e3 \u0111\u01b0\u1ee3c ch\u1ee9ng minh v\u00e0 th\u01b0\u1eddng c\u00f3 k\u1ebf ho\u1ea1ch d\u00e0i h\u1ea1n.<\/td>\n Th\u1eed nghi\u1ec7m v\u1edbi c\u00e1c m\u00f4 h\u00ecnh kinh doanh m\u1edbi, ch\u01b0a \u0111\u01b0\u1ee3c ki\u1ec3m ch\u1ee9ng v\u00e0 th\u01b0\u1eddng xuy\u00ean \u0111i\u1ec1u ch\u1ec9nh.<\/td>\n<\/tr>\n \n Ngu\u1ed3n v\u1ed1n<\/td>\n Th\u01b0\u1eddng d\u1ef1a v\u00e0o ng\u00e2n h\u00e0ng, v\u1ed1n t\u1ef1 c\u00f3 ho\u1eb7c vay m\u01b0\u1ee3n.<\/td>\n T\u0103ng tr\u01b0\u1edfng nhanh, c\u00f3 kh\u1ea3 n\u0103ng \u0111\u1ea1t \u0111\u01b0\u1ee3c t\u1ed1c \u0111\u1ed9 ph\u00e1t tri\u1ec3n \u1ea5n t\u01b0\u1ee3ng ch\u1ec9 trong th\u1eddi gian ng\u1eafn.<\/td>\n<\/tr>\n \n R\u1ee7i ro<\/td>\n T\u1eadp trung v\u00e0o m\u1edf r\u1ed9ng th\u1ecb tr\u01b0\u1eddng hi\u1ec7n t\u1ea1i v\u00e0 c\u1ea3i thi\u1ec7n quy tr\u00ecnh ho\u1ea1t \u0111\u1ed9ng.<\/td>\n T\u1eadp trung v\u00e0o \u0111\u1ed5i m\u1edbi s\u00e1ng t\u1ea1o, t\u00ecm ki\u1ebfm th\u1ecb tr\u01b0\u1eddng m\u1edbi v\u00e0 m\u1edf r\u1ed9ng quy m\u00f4 nhanh ch\u00f3ng.<\/td>\n<\/tr>\n \n Th\u1eddi gian t\u0103ng tr\u01b0\u1edfng<\/td>\n T\u0103ng tr\u01b0\u1edfng \u1ed5n \u0111\u1ecbnh v\u00e0 th\u01b0\u1eddng ch\u1eadm h\u01a1n.<\/td>\n T\u0103ng tr\u01b0\u1edfng nhanh, c\u00f3 kh\u1ea3 n\u0103ng \u0111\u1ea1t \u0111\u01b0\u1ee3c t\u1ed1c \u0111\u1ed9 ph\u00e1t tri\u1ec3n \u1ea5n t\u01b0\u1ee3ng ch\u1ec9 trong th\u1eddi gian ng\u1eafn.<\/td>\n<\/tr>\n \n Chi\u1ebfn l\u01b0\u1ee3c ph\u00e1t tri\u1ec3n<\/td>\n T\u1eadp trung v\u00e0o m\u1edf r\u1ed9ng th\u1ecb tr\u01b0\u1eddng hi\u1ec7n t\u1ea1i v\u00e0 c\u1ea3i thi\u1ec7n quy tr\u00ecnh ho\u1ea1t \u0111\u1ed9ng.<\/td>\n T\u1eadp trung v\u00e0o \u0111\u1ed5i m\u1edbi s\u00e1ng t\u1ea1o, t\u00ecm ki\u1ebfm th\u1ecb tr\u01b0\u1eddng m\u1edbi v\u00e0 m\u1edf r\u1ed9ng quy m\u00f4 nhanh ch\u00f3ng.<\/td>\n<\/tr>\n \n C\u1ea5u tr\u00fac t\u1ed5 ch\u1ee9c<\/td>\n Th\u01b0\u1eddng c\u00f3 c\u1ea5u tr\u00fac t\u1ed5 ch\u1ee9c r\u00f5 r\u00e0ng v\u00e0 ph\u00e2n c\u00f4ng c\u00f4ng vi\u1ec7c \u1ed5n \u0111\u1ecbnh.<\/td>\n C\u1ea5u tr\u00fac t\u1ed5 ch\u1ee9c th\u01b0\u1eddng l\u1ecfng l\u1ebbo, thay \u0111\u1ed5i li\u00ean t\u1ee5c \u0111\u1ec3 \u0111\u00e1p \u1ee9ng nhu c\u1ea7u ph\u00e1t tri\u1ec3n.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n