{"id":94392,"date":"2025-05-04T02:14:18","date_gmt":"2025-05-03T19:14:18","guid":{"rendered":"https:\/\/jobsgo.vn\/blog\/down-payment-la-gi\/"},"modified":"2025-05-04T09:14:20","modified_gmt":"2025-05-04T02:14:20","slug":"down-payment-la-gi","status":"publish","type":"post","link":"https:\/\/jobsgo.vn\/blog\/down-payment-la-gi\/","title":{"rendered":"Down Payment L\u00e0 G\u00ec? T\u00ecm Hi\u1ec3u 2 C\u00e1ch Ho\u1ea1t \u0110\u1ed9ng C\u1ee7a Down Payment"},"content":{"rendered":"\n
Down Payment l\u00e0 g\u00ec<\/a>? \u0110\u00e2y l\u00e0 c\u00e2u h\u1ecfi m\u00e0 r\u1ea5t nhi\u1ec1u ng\u01b0\u1eddi mua th\u01b0\u1eddng quan t\u00e2m. Kho\u1ea3n ti\u1ec1n n\u00e0y kh\u00f4ng ch\u1ec9 gi\u00fap ng\u01b0\u1eddi mua gi\u1ea3m b\u1edbt g\u00e1nh n\u1eb7ng giai \u0111o\u1ea1n vay v\u1ed1n m\u00e0 c\u00f2n t\u1ea1o \u0111i\u1ec1u ki\u1ec7n thu\u1eadn l\u1ee3i trong vi\u1ec7c \u0111\u00e0m ph\u00e1n v\u1edbi ng\u01b0\u1eddi cho vay. Trong b\u00e0i vi\u1ebft n\u00e0y, JobsGO s\u1ebd c\u00f9ng b\u1ea1n \u0111\u1ecdc kh\u00e1m ph\u00e1 t\u1ea5t t\u1ea7n t\u1eadt v\u1ec1 Down Payment.\n<\/p>\n\n\n M\u1ee5c l\u1ee5c<\/p> Down Payment l\u00e0 kho\u1ea3n ti\u1ec1n tr\u1ea3 tr\u01b0\u1edbc khi mua t\u00e0i s\u1ea3n, th\u01b0\u1eddng dao \u0111\u1ed9ng t\u1eeb 10% – 30% gi\u00e1 tr\u1ecb s\u1ea3n ph\u1ea9m, t\u00f9y thu\u1ed9c v\u00e0o quy \u0111\u1ecbnh c\u1ee7a t\u1eebng giao d\u1ecbch v\u00e0 y\u00eau c\u1ea7u c\u1ee7a ng\u01b0\u1eddi cho vay. Vi\u1ec7c thanh to\u00e1n Down Payment kh\u00f4ng ch\u1ec9 gi\u00fap gi\u1ea3m s\u1ed1 ti\u1ec1n vay m\u00e0 c\u00f2n t\u1ea1o ra m\u1ed9t m\u1ee9c an to\u00e0n t\u00e0i ch\u00ednh cho c\u1ea3 hai b\u00ean tham gia giao d\u1ecbch.\n<\/p>\n\n\n <\/p>\n\n\n\n Down Payment l\u00e0 g\u00ec?\n<\/i><\/p>\n\n\n >>> <\/strong>Xem th\u00eam: <\/strong> Lump Sum l\u00e0 g\u00ec?<\/strong><\/a><\/p>\n\n\n Down Payment \u0111\u00f3ng vai tr\u00f2 quan tr\u1ecdng trong c\u00e1c giao d\u1ecbch t\u00e0i ch\u00ednh, \u0111\u1eb7c bi\u1ec7t l\u00e0 khi mua nh\u00e0 v\u00e0 xe h\u01a1i. Vi\u1ec7c tr\u1ea3 tr\u01b0\u1edbc m\u1ed9t ph\u1ea7n gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n gi\u00fap gi\u1ea3m s\u1ed1 ti\u1ec1n vay m\u01b0\u1ee3n v\u00e0 r\u1ee7i ro cho ng\u01b0\u1eddi cho vay, t\u1eeb \u0111\u00f3 t\u1ea1o ra c\u00e1c \u0111i\u1ec1u ki\u1ec7n vay m\u01b0\u1ee3n thu\u1eadn l\u1ee3i h\u01a1n. Th\u00eam v\u00e0o \u0111\u00f3, tr\u1ea3 tr\u01b0\u1edbc m\u1ed9t kho\u1ea3n c\u00f2n gi\u00fap b\u1ea1n d\u1ec5 d\u00e0ng th\u01b0\u01a1ng l\u01b0\u1ee3ng c\u00e1c \u0111i\u1ec1u kho\u1ea3n vay, l\u00e3i su\u1ea5t v\u00e0 th\u1eddi h\u1ea1n thanh to\u00e1n m\u1ed9t c\u00e1ch hi\u1ec7u qu\u1ea3.\n<\/p>\n\n\n Down Payment t\u1ea1o d\u1ef1ng l\u00f2ng tin, gi\u00fap qu\u00e1 tr\u00ecnh vay v\u1ed1n d\u1ec5 d\u00e0ng h\u01a1n<\/i><\/p>\n\n\n Trong giao d\u1ecbch mua nh\u00e0, Down Payment th\u01b0\u1eddng \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u l\u00e0 t\u1eeb 10% \u0111\u1ebfn 30% gi\u00e1 tr\u1ecb c\u0103n nh\u00e0. \u1ede M\u1ef9, nhi\u1ec1u ch\u01b0\u01a1ng tr\u00ecnh vay h\u1ed7 tr\u1ee3 c\u1ee7a ch\u00ednh ph\u1ee7 c\u0169ng c\u00f3 nh\u1eefng ti\u00eau chu\u1ea9n ri\u00eang, nh\u01b0 ch\u01b0\u01a1ng tr\u00ecnh FHA cho ph\u00e9p Down Payment th\u1ea5p t\u1edbi 3.5% n\u1ebfu \u0111\u00e1p \u1ee9ng c\u00e1c \u0111i\u1ec1u ki\u1ec7n nh\u1ea5t \u0111\u1ecbnh.\n<\/p>\n\n\n C\u00e1c ti\u00eau chu\u1ea9n n\u00e0y gi\u00fap ng\u01b0\u1eddi mua c\u00f3 th\u1ec3 ti\u1ebfp c\u1eadn ngu\u1ed3n v\u1ed1n vay v\u1edbi l\u00e3i su\u1ea5t c\u1ea1nh tranh v\u00e0 \u0111i\u1ec1u ki\u1ec7n vay m\u01b0\u1ee3n nh\u1eb9 nh\u00e0ng h\u01a1n. Th\u1ef1c t\u1ebf, khi ng\u01b0\u1eddi mua \u0111\u00f3ng kho\u1ea3n Down Payment l\u1edbn, h\u1ecd th\u01b0\u1eddng nh\u1eadn \u0111\u01b0\u1ee3c c\u00e1c \u01b0u \u0111\u00e3i l\u00e3i su\u1ea5t th\u1ea5p h\u01a1n, gi\u00fap ti\u1ebft ki\u1ec7m chi ph\u00ed tr\u1ea3 l\u00e3i trong su\u1ed1t th\u1eddi gian vay.\n<\/p>\n\n\n V\u00ed d\u1ee5: M\u1ed9t ng\u01b0\u1eddi mua c\u0103n nh\u00e0 tr\u1ecb gi\u00e1 5 t\u1ef7 \u0111\u1ed3ng v\u1edbi Down Payment l\u00e0 20% (t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 1 t\u1ef7 \u0111\u1ed3ng). Kho\u1ea3n vay c\u1ea7n th\u1ef1c hi\u1ec7n l\u00e0 4 t\u1ef7 \u0111\u1ed3ng, t\u1eeb \u0111\u00f3 l\u00e3i su\u1ea5t v\u00e0 th\u1eddi gian tr\u1ea3 g\u00f3p s\u1ebd \u0111\u01b0\u1ee3c t\u00ednh tr\u00ean s\u1ed1 ti\u1ec1n n\u00e0y. Trong tr\u01b0\u1eddng h\u1ee3p s\u1eed d\u1ee5ng c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh h\u1ed7 tr\u1ee3 c\u1ee7a ng\u00e2n h\u00e0ng, Down Payment c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c t\u00ednh to\u00e1n linh ho\u1ea1t h\u01a1n, v\u1edbi m\u1ee9c th\u1ea5p t\u1ed1i \u0111a gi\u00fap ng\u01b0\u1eddi mua c\u00f3 \u0111\u1ee7 kh\u1ea3 n\u0103ng thanh to\u00e1n ngay t\u1eeb \u0111\u1ea7u.<\/p>\n\n\n \u0110\u1ed1i v\u1edbi giao d\u1ecbch mua xe, Down Payment th\u01b0\u1eddng c\u00f3 t\u1ef7 l\u1ec7 th\u1ea5p h\u01a1n so v\u1edbi mua nh\u00e0, th\u01b0\u1eddng dao \u0111\u1ed9ng t\u1eeb 10% \u0111\u1ebfn 20% gi\u00e1 tr\u1ecb xe. Vi\u1ec7c th\u1ef1c hi\u1ec7n Down Payment trong giao d\u1ecbch mua xe mang l\u1ea1i nhi\u1ec1u l\u1ee3i \u00edch cho ng\u01b0\u1eddi ti\u00eau d\u00f9ng. M\u1ed9t kho\u1ea3n ti\u1ec1n tr\u1ea3 tr\u01b0\u1edbc cao gi\u00fap gi\u1ea3m s\u1ed1 ti\u1ec1n ph\u1ea3i vay v\u00e0 t\u1eeb \u0111\u00f3 c\u1eaft gi\u1ea3m \u0111\u01b0\u1ee3c chi ph\u00ed l\u00e3i su\u1ea5t trong th\u1eddi gian giai \u0111o\u1ea1n tr\u1ea3 g\u00f3p d\u00e0i h\u1ea1n. V\u00ed d\u1ee5, n\u1ebfu b\u1ea1n mua m\u1ed9t chi\u1ebfc xe tr\u1ecb gi\u00e1 1 t\u1ef7 \u0111\u1ed3ng v\u00e0 thanh to\u00e1n 15% d\u01b0\u1edbi d\u1ea1ng Down Payment (150 tri\u1ec7u \u0111\u1ed3ng), s\u1ed1 ti\u1ec1n vay c\u00f2n l\u1ea1i l\u00e0 850 tri\u1ec7u \u0111\u1ed3ng.\n<\/p>\n\n\n Nh\u1edd \u0111\u00f3, l\u00e3i su\u1ea5t h\u00e0ng th\u00e1ng c\u0169ng \u0111\u01b0\u1ee3c gi\u1ea3m \u0111\u00e1ng k\u1ec3, gi\u00fap gi\u1ea3m \u00e1p l\u1ef1c t\u00e0i ch\u00ednh v\u00e0 c\u1ea3i thi\u1ec7n kh\u1ea3 n\u0103ng thanh to\u00e1n trong d\u00e0i h\u1ea1n. Down Payment c\u00f2n t\u1ea1o d\u1ef1ng l\u00f2ng tin t\u1eeb ph\u00eda ng\u01b0\u1eddi b\u00e1n v\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh, khi\u1ebfn qu\u00e1 tr\u00ecnh ph\u00ea duy\u1ec7t kho\u1ea3n vay di\u1ec5n ra nhanh ch\u00f3ng v\u00e0 thu\u1eadn l\u1ee3i h\u01a1n.\n<\/p>\n\n\n >>> Xem th\u00eam: Closing Cost l\u00e0 g\u00ec?\n<\/strong><\/p>\n\n\n Down Payment mang l\u1ea1i nhi\u1ec1u l\u1ee3i \u00edch quan tr\u1ecdng nh\u01b0 gi\u1ea3m chi ph\u00ed l\u00e3i su\u1ea5t, gi\u1ea3m c\u00e1c kho\u1ea3n thanh to\u00e1n h\u00e0ng th\u00e1ng, t\u0103ng kh\u1ea3 n\u0103ng \u0111\u00e0m ph\u00e1n v\u00e0 \u0111\u1ea3m b\u1ea3o cho ng\u01b0\u1eddi cho vay. Vi\u1ec7c th\u1ef1c hi\u1ec7n Down Payment kh\u00f4ng ch\u1ec9 gi\u00fap gi\u1ea3m g\u00e1nh n\u1eb7ng t\u00e0i ch\u00ednh m\u00e0 c\u00f2n mang l\u1ea1i nhi\u1ec1u \u01b0u \u0111\u00e3i kh\u00e1c bi\u1ec7t trong giao d\u1ecbch mua nh\u00e0 v\u00e0 xe. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 nh\u1eefng l\u1ee3i \u00edch n\u1ed5i b\u1eadt t\u1eeb vi\u1ec7c thanh to\u00e1n ti\u1ec1n tr\u1ea3 tr\u01b0\u1edbc:\n<\/p>\n\n\n <\/p>\n\n\n\n L\u1ee3i \u00edch c\u1ee7a Down Payment\n<\/i><\/p>\n\n\n Khi ng\u01b0\u1eddi mua th\u1ef1c hi\u1ec7n Down Payment v\u1edbi t\u1ef7 l\u1ec7 cao, s\u1ed1 ti\u1ec1n vay m\u01b0\u1ee3n c\u00e0ng gi\u1ea3m b\u1edbt, d\u1eabn \u0111\u1ebfn l\u00e3i su\u1ea5t \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng tr\u00ean s\u1ed1 ti\u1ec1n vay th\u1ea5p h\u01a1n. \u0110i\u1ec1u n\u00e0y c\u00f3 ngh\u0129a l\u00e0 chi ph\u00ed l\u00e3i vay t\u1ed5ng c\u1ed9ng sau khi ho\u00e0n th\u00e0nh th\u1eddi gian vay s\u1ebd gi\u1ea3m \u0111\u00e1ng k\u1ec3.\n<\/p>\n\n\n V\u00ed d\u1ee5, m\u1ed9t kho\u1ea3n vay mua nh\u00e0 t\u1eeb 4 t\u1ef7 \u0111\u1ed3ng, n\u1ebfu t\u0103ng Down Payment t\u1eeb 10% l\u00ean 20%, s\u1ed1 ti\u1ec1n vay gi\u1ea3m gi\u00fap ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c h\u00e0ng tr\u0103m tri\u1ec7u \u0111\u1ed3ng chi ph\u00ed l\u00e3i su\u1ea5t qua to\u00e0n b\u1ed9 th\u1eddi gian vay.\n<\/p>\n\n\n >>> Xem th\u00eam: <\/strong> Advance Payment l\u00e0 g\u00ec<\/strong><\/a>?\n<\/strong><\/p>\n\n\n V\u1edbi Down Payment cao, s\u1ed1 ti\u1ec1n c\u1ea7n thanh to\u00e1n h\u00e0ng th\u00e1ng s\u1ebd gi\u1ea3m \u0111i, gi\u00fap ng\u01b0\u1eddi mua d\u1ec5 d\u00e0ng s\u1eafp x\u1ebfp ng\u00e2n s\u00e1ch v\u00e0 ti\u1ebft ki\u1ec7m chi ph\u00ed. Khi s\u1ed1 ti\u1ec1n tr\u1ea3 g\u00f3p \u0111\u01b0\u1ee3c gi\u1ea3m xu\u1ed1ng, ng\u01b0\u1eddi mua c\u00f3 th\u1ec3 t\u1ef1 tin h\u01a1n trong vi\u1ec7c \u1ed5n \u0111\u1ecbnh t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n v\u00e0 c\u00f3 kh\u1ea3 n\u0103ng \u0111\u1ea7u t\u01b0 ho\u1eb7c chi ti\u00eau cho c\u00e1c m\u1ee5c \u0111\u00edch kh\u00e1c.\n<\/p>\n\n\n V\u00ed d\u1ee5, trong giao d\u1ecbch mua nh\u00e0, n\u1ebfu kho\u1ea3n vay ban \u0111\u1ea7u \u0111\u01b0\u1ee3c gi\u1ea3m 10% nh\u1edd Down Payment, kho\u1ea3n thanh to\u00e1n h\u00e0ng th\u00e1ng c\u0169ng s\u1ebd gi\u1ea3m theo t\u1ef7 l\u1ec7 t\u01b0\u01a1ng \u0111\u01b0\u01a1ng, t\u1ea1o ra s\u1ef1 tho\u1ea3i m\u00e1i trong qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh gia \u0111\u00ecnh.\n<\/p>\n\n\n M\u1ed9t Down Payment cao l\u00e0m t\u0103ng uy t\u00edn c\u1ee7a ng\u01b0\u1eddi mua trong m\u1eaft c\u00e1c ng\u00e2n h\u00e0ng hay t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh. Khi c\u00f3 kh\u1ea3 n\u0103ng tr\u1ea3 s\u1ed1 ti\u1ec1n ban \u0111\u1ea7u l\u1edbn, b\u1ea1n c\u00f3 th\u1ec3 d\u1ec5 d\u00e0ng \u0111\u00e0m ph\u00e1n c\u00e1c \u0111i\u1ec1u kho\u1ea3n vay m\u01b0\u1ee3n, bao g\u1ed3m l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i, gi\u1ea3m ph\u00ed d\u1ecbch v\u1ee5 hay c\u00e1c \u01b0u \u0111\u00e3i \u0111\u1eb7c bi\u1ec7t kh\u00e1c.\n<\/p>\n\n\n Ngo\u00e0i ra, \u0111\u1ed1i v\u1edbi nh\u1eefng giao d\u1ecbch mua b\u00e1n l\u1edbn nh\u01b0 nh\u00e0 \u1edf ho\u1eb7c xe h\u01a1i, Down Payment cao th\u01b0\u1eddng \u0111i k\u00e8m v\u1edbi kh\u1ea3 n\u0103ng th\u01b0\u01a1ng l\u01b0\u1ee3ng gi\u00e1 c\u1ea3 t\u1ed1t h\u01a1n, gi\u00fap ng\u01b0\u1eddi mua c\u00f3 th\u00eam nhi\u1ec1u l\u1ee3i \u00edch khi ho\u00e0n t\u1ea5t giao d\u1ecbch.\n<\/p>\n\n\n Vi\u1ec7c \u0111\u00f3ng Down Payment kh\u00f4ng ch\u1ec9 c\u00f3 l\u1ee3i cho ng\u01b0\u1eddi mua m\u00e0 c\u00f2n t\u1ea1o ra s\u1ef1 b\u1ea3o \u0111\u1ea3m l\u1edbn cho ng\u01b0\u1eddi cho vay. M\u1ed9t kho\u1ea3n Down Payment \u0111\u00e1ng k\u1ec3 th\u1ec3 hi\u1ec7n cam k\u1ebft t\u00e0i ch\u00ednh v\u1eefng ch\u1eafc c\u1ee7a ng\u01b0\u1eddi mua, t\u1eeb \u0111\u00f3 gi\u1ea3m r\u1ee7i ro kh\u00f4ng thanh to\u00e1n kho\u1ea3n vay. Ng\u01b0\u1eddi cho vay th\u01b0\u1eddng \u01b0u ti\u00ean nh\u1eefng giao d\u1ecbch c\u00f3 Down Payment cao v\u00ec n\u00f3 \u0111\u1ea3m b\u1ea3o r\u1eb1ng ng\u01b0\u1eddi mua \u0111\u00e3 c\u00f3 s\u1ef1 \u0111\u1ea7u t\u01b0 c\u00e1 nh\u00e2n v\u00e0o giao d\u1ecbch. \u0110i\u1ec1u n\u00e0y t\u1ea1o ra m\u1ee9c \u0111\u1ed9 tin c\u1eady cao h\u01a1n, gi\u00fap qu\u00e1 tr\u00ecnh x\u00e9t duy\u1ec7t v\u00e0 ph\u00ea duy\u1ec7t vay m\u01b0\u1ee3n di\u1ec5n ra nhanh ch\u00f3ng v\u00e0 thu\u1eadn l\u1ee3i.\n<\/p>\n\n\n >>> Xem th\u00eam: <\/strong> Mortgage l\u00e0 g\u00ec<\/strong><\/a>?\n<\/strong><\/p>\n\n\n Vi\u1ec7c quy\u1ebft \u0111\u1ecbnh m\u1ee9c Down Payment ph\u00f9 h\u1ee3p trong m\u1ed7i giao d\u1ecbch y\u00eau c\u1ea7u ng\u01b0\u1eddi mua ph\u1ea3i n\u1eafm r\u00f5 c\u00e1c y\u1ebfu t\u1ed1 \u1ea3nh h\u01b0\u1edfng v\u00e0 quy tr\u00ecnh t\u00ednh to\u00e1n. Kh\u00f4ng ch\u1ec9 \u0111\u01a1n thu\u1ea7n l\u00e0 v\u1ea5n \u0111\u1ec1 t\u00e0i ch\u00ednh, m\u00e0 c\u00f2n l\u00e0 chi\u1ebfn l\u01b0\u1ee3c qu\u1ea3n l\u00fd ngu\u1ed3n v\u1ed1n v\u00e0 \u0111\u00e0m ph\u00e1n h\u1ee3p \u0111\u1ed3ng.\n<\/p>\n\n\n Th\u1ee9 nh\u1ea5t, vi\u1ec7c x\u00e1c \u0111\u1ecbnh gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n c\u1ea7n mua l\u00e0 y\u1ebfu t\u1ed1 \u0111\u1ea7u ti\u00ean c\u1ea7n \u0111\u01b0\u1ee3c c\u00e2n nh\u1eafc k\u1ef9 l\u01b0\u1ee1ng. Th\u1ee9 hai, ng\u01b0\u1eddi mua c\u1ea7n \u0111\u00e1nh gi\u00e1 kh\u1ea3 n\u0103ng t\u00e0i ch\u00ednh hi\u1ec7n c\u00f3 c\u1ee7a m\u00ecnh \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh m\u1ee9c chi tr\u1ea3 ph\u00f9 h\u1ee3p. Ngo\u00e0i ra, y\u00eau c\u1ea7u c\u1ee5 th\u1ec3 t\u1eeb c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh c\u0169ng nh\u01b0 c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh h\u1ed7 tr\u1ee3 vay m\u01b0\u1ee3n l\u00e0 y\u1ebfu t\u1ed1 c\u1ea7n l\u01b0u \u00fd.\n<\/p>\n\n\n Cu\u1ed1i c\u00f9ng, vi\u1ec7c ph\u00e2n t\u00edch t\u1ef7 l\u1ec7 ph\u1ea7n tr\u0103m t\u1ed1i \u01b0u gi\u00fap c\u00e2n \u0111\u1ed1i gi\u1eefa kho\u1ea3n ti\u1ec1n tr\u1ea3 tr\u01b0\u1edbc v\u00e0 s\u1ed1 ti\u1ec1n vay m\u01b0\u1ee3n l\u00e0 b\u01b0\u1edbc quan tr\u1ecdng \u0111\u1ec3 \u0111\u01b0a ra m\u1ee9c Down Payment h\u1ee3p l\u00fd. Quy tr\u00ecnh n\u00e0y gi\u00fap ng\u01b0\u1eddi mua \u0111\u1ea3m b\u1ea3o r\u1eb1ng kho\u1ea3n tr\u1ea3 tr\u01b0\u1edbc kh\u00f4ng ch\u1ec9 ph\u00f9 h\u1ee3p v\u1edbi ngu\u1ed3n l\u1ef1c hi\u1ec7n c\u00f3 m\u00e0 c\u00f2n t\u1ed1i \u01b0u h\u00f3a c\u00e1c \u0111i\u1ec1u kho\u1ea3n vay m\u01b0\u1ee3n.\n<\/p>\n\n\n >>> Xem th\u00eam: Upfront Payment l\u00e0 g\u00ec?\n<\/strong><\/p>\n\n\n Tr\u01b0\u1edbc khi quy\u1ebft \u0111\u1ecbnh m\u1ee9c Down Payment, vi\u1ec7c hi\u1ec3u r\u00f5 c\u00e1c y\u00eau c\u1ea7u v\u00e0 \u0111i\u1ec1u ki\u1ec7n t\u1eeb ph\u00eda ng\u01b0\u1eddi cho vay l\u00e0 h\u1ebft s\u1ee9c c\u1ea7n thi\u1ebft. C\u00e1c quy \u0111\u1ecbnh v\u1ec1 Down Payment c\u00f3 th\u1ec3 kh\u00e1c nhau t\u00f9y t\u1eebng lo\u1ea1i giao d\u1ecbch: \n<\/p>\n\n\n Ngo\u00e0i ra, b\u1ea1n c\u1ea7n l\u01b0u \u00fd vi\u1ec7c t\u00ecm hi\u1ec3u c\u00e1c \u01b0u \u0111\u00e3i t\u1eeb c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh c\u0169ng nh\u01b0 theo d\u00f5i c\u00e1c xu h\u01b0\u1edbng t\u0103ng gi\u1ea3m l\u00e3i su\u1ea5t trong t\u1eebng th\u1eddi \u0111i\u1ec3m c\u1ee5 th\u1ec3. Nh\u1eefng th\u00f4ng tin n\u00e0y kh\u00f4ng ch\u1ec9 h\u1ed7 tr\u1ee3 ng\u01b0\u1eddi mua trong vi\u1ec7c t\u00ednh to\u00e1n ch\u00ednh x\u00e1c kho\u1ea3n Down Payment c\u1ea7n thi\u1ebft m\u00e0 c\u00f2n gi\u00fap h\u1ecd t\u1eadn d\u1ee5ng \u0111\u01b0\u1ee3c nh\u1eefng c\u01a1 h\u1ed9i \u01b0u \u0111\u00e3i t\u1eeb c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh vay m\u01b0\u1ee3n hi\u1ec7n h\u00e0nh.\n<\/p>\n\n\n >>> Xem th\u00eam: <\/strong> Deposit l\u00e0 g\u00ec<\/strong><\/a>?\n<\/strong><\/p>\n\n\n \u0110\u1ec3 l\u00e0m r\u00f5 h\u01a1n s\u1ef1 kh\u00e1c nhau gi\u1eefa Down Payment vs Deposit, d\u01b0\u1edbi \u0111\u00e2y l\u00e0 b\u1ea3ng so s\u00e1nh chi ti\u1ebft:<\/p>\n\n\n1. Down Payment L\u00e0 G\u00ec?<\/strong><\/span><\/h2>\n\n\n
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2. C\u00e1ch Th\u1ee9c Ho\u1ea1t \u0110\u1ed9ng C\u1ee7a Down Payment\n<\/strong><\/span><\/h2>\n\n\n
2.1. Trong Giao D\u1ecbch Mua Nh\u00e0<\/strong><\/span><\/h3>\n\n\n\n
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2.2. Trong Giao D\u1ecbch Mua Xe\n<\/strong><\/span><\/h3>\n\n\n
3. L\u1ee3i \u00cdch C\u1ee7a Down Payment\n<\/strong><\/span><\/h2>\n\n\n
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3.1. Gi\u1ea3m Chi Ph\u00ed L\u00e3i Su\u1ea5t\n<\/strong><\/span><\/h3>\n\n\n
3.2. Gi\u1ea3m C\u00e1c Kho\u1ea3n Thanh To\u00e1n H\u00e0ng Th\u00e1ng\n<\/strong><\/span><\/h3>\n\n\n
3<\/strong>.3. T\u0103ng Kh\u1ea3 N\u0103ng \u0110\u00e0m Ph\u00e1n v\u00e0 \u01afu \u0110\u00e3i\n<\/strong><\/span><\/h3>\n\n\n
3<\/strong>.4. T\u0103ng M\u1ee9c \u0110\u1ed9 B\u1ea3o \u0110\u1ea3m cho Ng\u01b0\u1eddi Cho Vay\n<\/strong><\/span><\/h3>\n\n\n
4. M\u1ed9t S\u1ed1 L\u01b0u \u00dd Khi Th\u1ef1c Hi\u1ec7n Down Payment\n<\/strong><\/span><\/h2>\n\n\n
4<\/strong>.1. Quy Tr\u00ecnh T\u00ednh To\u00e1n Kho\u1ea3n Ti\u1ec1n Tr\u1ea3 Tr\u01b0\u1edbc\n<\/strong><\/span><\/h3>\n\n\n
4.2. T\u1ea7m Quan Tr\u1ecdng c\u1ee7a Vi\u1ec7c Hi\u1ec3u R\u00f5 C\u00e1c Y\u00eau C\u1ea7u\n<\/strong><\/span><\/h3>\n\n\n
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5. S\u1ef1 Kh\u00e1c Nhau Gi\u1eefa Down Payment V\u00e0 Ti\u1ec1n \u0110\u1eb7t C\u1ecdc\n<\/strong><\/span><\/h2>\n\n\n