{"id":94396,"date":"2025-05-04T02:10:17","date_gmt":"2025-05-03T19:10:17","guid":{"rendered":"https:\/\/jobsgo.vn\/blog\/lump-sum-la-gi\/"},"modified":"2025-05-04T02:10:17","modified_gmt":"2025-05-03T19:10:17","slug":"lump-sum-la-gi","status":"publish","type":"post","link":"https:\/\/jobsgo.vn\/blog\/lump-sum-la-gi\/","title":{"rendered":"Lump Sum L\u00e0 G\u00ec? T\u00ecm Hi\u1ec3u 2 \u01afu \u0110i\u1ec3m V\u01b0\u1ee3t Tr\u1ed9i C\u1ee7a Lump Sum"},"content":{"rendered":"\n
Trong l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh \u2013 \u0111\u1ea7u t\u01b0, vi\u1ec7c l\u1ef1a ch\u1ecdn h\u00ecnh th\u1ee9c thanh to\u00e1n hay \u0111\u1ea7u t\u01b0 ph\u00f9 h\u1ee3p \u0111\u00f3ng vai tr\u00f2 quan tr\u1ecdng trong vi\u1ec7c qu\u1ea3n l\u00fd d\u00f2ng ti\u1ec1n hi\u1ec7u qu\u1ea3. M\u1ed9t trong nh\u1eefng thu\u1eadt ng\u1eef th\u01b0\u1eddng \u0111\u01b0\u1ee3c nh\u1eafc \u0111\u1ebfn, \u0111\u1eb7c bi\u1ec7t trong c\u00e1c quy\u1ebft \u0111\u1ecbnh chi tr\u1ea3 ho\u1eb7c \u0111\u1ea7u t\u01b0 d\u00e0i h\u1ea1n, ch\u00ednh l\u00e0 Lump Sum. V\u1eady Lump Sum l\u00e0 g\u00ec<\/a>? N\u00f3 c\u00f3 \u01b0u \u0111i\u1ec3m, r\u1ee7i ro hay \u1ee9ng d\u1ee5ng ra sao trong th\u1ef1c t\u1ebf? H\u00e3y c\u00f9ng t\u00ecm hi\u1ec3u chi ti\u1ebft qua b\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y.<\/p>\n\n\n M\u1ee5c l\u1ee5c<\/p> Lump Sum L\u00e0 m\u1ed9t kho\u1ea3n thanh to\u00e1n to\u00e0n b\u1ed9 s\u1ed1 ti\u1ec1n theo m\u1ed9t l\u1ea7n duy nh\u1ea5t, thay v\u00ec thanh to\u00e1n theo t\u1eebng \u0111\u1ee3t. V\u00ed d\u1ee5, khi m\u1ed9t d\u1ef1 \u00e1n x\u00e2y d\u1ef1ng \u0111\u01b0\u1ee3c giao b\u1eb1ng h\u00ecnh th\u1ee9c h\u1ee3p \u0111\u1ed3ng Lump Sum, nh\u00e0 th\u1ea7u s\u1ebd nh\u1eadn to\u00e0n b\u1ed9 s\u1ed1 ti\u1ec1n thanh to\u00e1n sau khi ho\u00e0n th\u00e0nh d\u1ef1 \u00e1n, thay v\u00ec chia nh\u1ecf t\u1eebng giai \u0111o\u1ea1n. So s\u00e1nh v\u1edbi c\u00e1c h\u00ecnh th\u1ee9c thanh to\u00e1n d\u1ef1a tr\u00ean ti\u1ebfn \u0111\u1ed9 c\u00f4ng vi\u1ec7c, Lump Sum th\u1ec3 hi\u1ec7n t\u00ednh \u0111\u01a1n gi\u1ea3n trong qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh, minh b\u1ea1ch v\u00e0 gi\u00fap ch\u1ee7 \u0111\u1ea7u t\u01b0 d\u1ec5 d\u00e0ng theo d\u00f5i chi ti\u00eau.\n<\/p>\n\n\n <\/p>\n\n\n\n Lump-Sum Payment l\u00e0 g\u00ec?\n<\/i><\/p>\n\n\n D\u00f9 mang l\u1ea1i l\u1ee3i \u00edch v\u1ec1 s\u1ef1 r\u00f5 r\u00e0ng, h\u00ecnh th\u1ee9c n\u00e0y c\u0169ng \u0111\u00f2i h\u1ecfi s\u1ef1 chu\u1ea9n b\u1ecb k\u1ef9 l\u01b0\u1ee1ng v\u00e0 \u0111\u00e1nh gi\u00e1 r\u1ee7i ro cao v\u00ec m\u1ed9t sai s\u00f3t trong qu\u00e1 tr\u00ecnh th\u1ef1c hi\u1ec7n c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn thi\u1ec7t h\u1ea1i l\u1edbn trong giai \u0111o\u1ea1n sau.\n<\/p>\n\n\n >>> Xem th\u00eam: <\/strong> Down Payment l\u00e0 g\u00ec?<\/strong><\/a><\/p>\n\n\n \u0110\u1ec3 hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 b\u1ea3n ch\u1ea5t c\u1ee7a h\u00ecnh th\u1ee9c thanh to\u00e1n ho\u1eb7c \u0111\u1ea7u t\u01b0 m\u1ed9t l\u1ea7n, ch\u00fang ta c\u1ea7n ph\u00e2n t\u00edch c\u00e1c \u0111\u1eb7c \u0111i\u1ec3m ch\u00ednh c\u1ee7a Lump Sum. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 3 y\u1ebfu t\u1ed1 n\u1ed5i b\u1eadt gi\u00fap nh\u1eadn di\u1ec7n r\u00f5 h\u01a1n v\u1ec1 lo\u1ea1i h\u00ecnh n\u00e0y.\n<\/p>\n\n\n Lump Sum l\u00e0 h\u00ecnh th\u1ee9c thanh to\u00e1n to\u00e0n b\u1ed9 s\u1ed1 ti\u1ec1n trong m\u1ed9t l\u1ea7n duy nh\u1ea5t thay v\u00ec chia nh\u1ecf th\u00e0nh nhi\u1ec1u \u0111\u1ee3t. \u0110i\u1ec1u n\u00e0y mang l\u1ea1i s\u1ef1 \u0111\u01a1n gi\u1ea3n trong quy tr\u00ecnh thanh to\u00e1n ho\u1eb7c \u0111\u1ea7u t\u01b0, gi\u00fap ng\u01b0\u1eddi th\u1ef1c hi\u1ec7n kh\u00f4ng c\u1ea7n lo l\u1eafng v\u1ec1 c\u00e1c \u0111\u1ee3t chi tr\u1ea3 sau n\u00e0y. V\u1edbi h\u00ecnh th\u1ee9c n\u00e0y, m\u1ecdi th\u1ee7 t\u1ee5c th\u01b0\u1eddng \u0111\u01b0\u1ee3c x\u1eed l\u00fd nhanh ch\u00f3ng, t\u1ea1o \u0111i\u1ec1u ki\u1ec7n thu\u1eadn l\u1ee3i cho vi\u1ec7c tri\u1ec3n khai k\u1ebf ho\u1ea1ch ti\u1ebfp theo.\n<\/p>\n\n\n Lump Sum th\u01b0\u1eddng \u0111i k\u00e8m v\u1edbi r\u1ee7i ro v\u1ec1 th\u1eddi \u0111i\u1ec3m th\u1ecb tr\u01b0\u1eddng, \u0111\u1eb7c bi\u1ec7t trong l\u0129nh v\u1ef1c \u0111\u1ea7u t\u01b0. Khi ng\u01b0\u1eddi d\u00f9ng quy\u1ebft \u0111\u1ecbnh \u0111\u1ea7u t\u01b0 to\u00e0n b\u1ed9 s\u1ed1 ti\u1ec1n v\u00e0o m\u1ed9t th\u1eddi \u0111i\u1ec3m duy nh\u1ea5t, h\u1ecd ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi kh\u1ea3 n\u0103ng th\u1ecb tr\u01b0\u1eddng bi\u1ebfn \u0111\u1ed9ng b\u1ea5t ng\u1edd. N\u1ebfu ch\u1ecdn sai th\u1eddi \u0111i\u1ec3m, gi\u00e1 tr\u1ecb kho\u1ea3n \u0111\u1ea7u t\u01b0 c\u00f3 th\u1ec3 b\u1ecb \u1ea3nh h\u01b0\u1edfng \u0111\u00e1ng k\u1ec3. Tuy nhi\u00ean, n\u1ebfu d\u1ef1 \u0111o\u00e1n \u0111\u00fang, \u0111\u00e2y c\u0169ng c\u00f3 th\u1ec3 l\u00e0 c\u01a1 h\u1ed9i \u0111\u1ec3 t\u1ed1i \u0111a h\u00f3a l\u1ee3i nhu\u1eadn.\n<\/p>\n\n\n Lump Sum ph\u00f9 h\u1ee3p v\u1edbi nh\u1eefng ng\u01b0\u1eddi c\u00f3 kh\u1ea3 n\u0103ng t\u00e0i ch\u00ednh \u1ed5n \u0111\u1ecbnh v\u00e0 ch\u1ea5p nh\u1eadn \u0111\u01b0\u1ee3c m\u1ee9c \u0111\u1ed9 r\u1ee7i ro cao. Vi\u1ec7c b\u1ecf ra m\u1ed9t kho\u1ea3n ti\u1ec1n l\u1edbn ngay t\u1eeb \u0111\u1ea7u \u0111\u00f2i h\u1ecfi ng\u01b0\u1eddi d\u00f9ng ph\u1ea3i c\u00f3 k\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh r\u00f5 r\u00e0ng v\u00e0 kh\u00f4ng b\u1ecb \u1ea3nh h\u01b0\u1edfng b\u1edfi c\u00e1c chi ph\u00ed ph\u00e1t sinh trong t\u01b0\u01a1ng lai. \u0110\u00e2y l\u00e0 l\u00fd do Lump Sum th\u01b0\u1eddng \u0111\u01b0\u1ee3c nh\u1eefng nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00f3 kinh nghi\u1ec7m ho\u1eb7c c\u00e1c doanh nghi\u1ec7p l\u1edbn \u01b0a chu\u1ed9ng trong nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p.\n<\/p>\n\n\n Lump Sum gi\u00fap \u0111\u01a1n gi\u1ea3n h\u00f3a qu\u00e1 tr\u00ecnh thanh to\u00e1n trong c\u00e1c d\u1ef1 \u00e1n x\u00e2y d\u1ef1ng l\u1edbn<\/i><\/p>\n\n\n Lump Sum \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng r\u1ed9ng r\u00e3i trong nhi\u1ec1u l\u0129nh v\u1ef1c kh\u00e1c nhau nh\u01b0:\n<\/p>\n\n\n Trong l\u0129nh v\u1ef1c kinh t\u1ebf, c\u00e1c doanh nghi\u1ec7p l\u1edbn th\u01b0\u1eddng s\u1eed d\u1ee5ng Lump Sum \u0111\u1ec3 thanh to\u00e1n h\u1ee3p \u0111\u1ed3ng d\u1ecbch v\u1ee5 ho\u1eb7c \u0111\u1ea7u t\u01b0 v\u00e0o c\u00e1c d\u1ef1 \u00e1n d\u00e0i h\u1ea1n. Khi \u0111\u1ea7u t\u01b0 v\u00e0o c\u00e1c d\u1ef1 \u00e1n c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng, h\u00ecnh th\u1ee9c thanh to\u00e1n n\u00e0y gi\u00fap ch\u1ee7 \u0111\u1ea7u t\u01b0 n\u1eafm b\u1eaft chi ph\u00ed t\u1eeb ban \u0111\u1ea7u v\u00e0 \u0111\u01b0a ra c\u00e1c quy\u1ebft \u0111\u1ecbnh chi\u1ebfn l\u01b0\u1ee3c ch\u00ednh x\u00e1c.\n<\/p>\n\n\n Trong ng\u00e0nh x\u00e2y d\u1ef1ng, h\u1ee3p \u0111\u1ed3ng theo h\u00ecnh th\u1ee9c Lump Sum gi\u00fap \u0111\u01a1n gi\u1ea3n h\u00f3a qu\u00e1 tr\u00ecnh thanh to\u00e1n cho nh\u00e0 th\u1ea7u. Khi ho\u00e0n th\u00e0nh c\u00f4ng tr\u00ecnh, s\u1ed1 ti\u1ec1n \u0111\u01b0\u1ee3c chi tr\u1ea3 to\u00e0n b\u1ed9, gi\u00fap c\u1ea3 nh\u00e0 th\u1ea7u v\u00e0 ch\u1ee7 \u0111\u1ea7u t\u01b0 d\u1ec5 d\u00e0ng ki\u1ec3m so\u00e1t ti\u1ebfn \u0111\u1ed9 v\u00e0 ch\u1ea5t l\u01b0\u1ee3ng c\u00f4ng tr\u00ecnh. \n<\/p>\n\n\n Trong l\u0129nh v\u1ef1c kinh doanh, nhi\u1ec1u t\u1eadp \u0111o\u00e0n s\u1eed d\u1ee5ng Lump Sum \u0111\u1ec3 tr\u1ea3 ti\u1ec1n \u0111\u1ea7u t\u01b0 ho\u1eb7c mua b\u00e1n t\u00e0i s\u1ea3n. Vi\u1ec7c \u00e1p d\u1ee5ng h\u00ecnh th\u1ee9c thanh to\u00e1n n\u00e0y gi\u00fap c\u1ea3 hai b\u00ean th\u01b0\u01a1ng l\u01b0\u1ee3ng r\u00f5 r\u00e0ng h\u01a1n v\u1ec1 gi\u00e1 tr\u1ecb giao d\u1ecbch v\u00e0 \u0111\u1ea3m b\u1ea3o t\u00ednh minh b\u1ea1ch trong c\u00e1c h\u1ee3p \u0111\u1ed3ng. B\u00ean c\u1ea1nh \u0111\u00f3, trong ng\u00e0nh vi\u1ec5n th\u00f4ng, m\u1ed9t s\u1ed1 nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 \u00e1p d\u1ee5ng Lump Sum cho c\u00e1c h\u1ee3p \u0111\u1ed3ng d\u00e0i h\u1ea1n nh\u1eb1m t\u1ea1o ra s\u1ef1 r\u00e0nh m\u1ea1ch v\u00e0 gi\u1ea3m thi\u1ec3u ph\u1ee9c t\u1ea1p trong vi\u1ec7c x\u1eed l\u00fd giao d\u1ecbch \u0111\u1ecbnh k\u1ef3.<\/p>\n\n\n N\u1eafm r\u00f5 v\u1ec1 Lump Sum l\u00e0 g\u00ec gi\u00fap ng\u01b0\u1eddi s\u1eed d\u1ee5ng c\u00f3 c\u00e1i nh\u00ecn th\u1ea5u \u0111\u00e1o v\u1ec1 \u01b0u v\u00e0 nh\u01b0\u1ee3c \u0111i\u1ec3m c\u1ee7a h\u00ecnh th\u1ee9c thanh to\u00e1n n\u00e0y \u0111\u1ec3 t\u1eeb \u0111\u00f3 l\u1ef1a ch\u1ecdn gi\u1ea3i ph\u00e1p t\u00e0i ch\u00ednh ph\u00f9 h\u1ee3p. Lump Sum mang l\u1ea1i s\u1ef1 t\u1ef1 do t\u00e0i ch\u00ednh v\u00e0 kh\u1ea3 n\u0103ng d\u1ef1 \u0111o\u00e1n ng\u00e2n s\u00e1ch, c\u1ee5 th\u1ec3:<\/p>\n\n\n Khi s\u1eed d\u1ee5ng Lump Sum, ng\u01b0\u1eddi nh\u1eadn c\u00f3 quy\u1ec1n ki\u1ec3m so\u00e1t to\u00e0n b\u1ed9 s\u1ed1 ti\u1ec1n m\u1ed9t c\u00e1ch \u0111\u1ed9c l\u1eadp. \u0110i\u1ec1u n\u00e0y m\u1edf ra c\u01a1 h\u1ed9i cho s\u1ef1 t\u1ef1 do t\u00e0i ch\u00ednh, cho ph\u00e9p c\u00e1c c\u00e1 nh\u00e2n hay doanh nghi\u1ec7p \u0111\u1ea7u t\u01b0 v\u00e0o nhi\u1ec1u h\u1ea1ng m\u1ee5c kh\u00e1c nhau m\u00e0 kh\u00f4ng b\u1ecb r\u00e0ng bu\u1ed9c b\u1edfi c\u00e1c kho\u1ea3n thanh to\u00e1n \u0111\u1ecbnh k\u1ef3. V\u00ed d\u1ee5, n\u1ebfu m\u1ed9t nh\u00e0 th\u1ea7u nh\u1eadn \u0111\u01b0\u1ee3c m\u1ed9t kho\u1ea3n Lump Sum l\u1edbn sau khi ho\u00e0n th\u00e0nh d\u1ef1 \u00e1n, h\u1ecd c\u00f3 th\u1ec3 t\u1ef1 do ph\u00e2n b\u1ed5 ngu\u1ed3n l\u1ef1c v\u00e0o c\u00e1c d\u1ef1 \u00e1n m\u1edbi, \u0111\u1ea7u t\u01b0 ho\u1eb7c ti\u1ebft ki\u1ec7m. Kh\u1ea3 n\u0103ng t\u1ef1 do t\u00e0i ch\u00ednh gi\u00fap t\u1ed1i \u01b0u h\u00f3a t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n ho\u1eb7c doanh nghi\u1ec7p trong b\u1ed1i c\u1ea3nh kinh t\u1ebf c\u00f3 nhi\u1ec1u bi\u1ebfn \u0111\u1ed9ng.\n<\/p>\n\n\n M\u1ed9t trong nh\u1eefng l\u1ee3i \u00edch n\u1ed5i b\u1eadt c\u1ee7a Lump Sum l\u00e0 kh\u1ea3 n\u0103ng d\u1ef1 \u0111o\u00e1n t\u00e0i ch\u00ednh r\u00f5 r\u00e0ng v\u00e0 \u1ed5n \u0111\u1ecbnh. Khi nh\u1eadn m\u1ed9t kho\u1ea3n thanh to\u00e1n duy nh\u1ea5t, doanh nghi\u1ec7p c\u00f3 th\u1ec3 l\u1eadp k\u1ebf ho\u1ea1ch ng\u00e2n s\u00e1ch m\u1ed9t c\u00e1ch ch\u00ednh x\u00e1c.\n<\/p>\n\n\n V\u00ed d\u1ee5, trong tr\u01b0\u1eddng h\u1ee3p h\u1ee3p \u0111\u1ed3ng x\u00e2y d\u1ef1ng, vi\u1ec7c thanh to\u00e1n Lump Sum gi\u00fap c\u1ea3 nh\u00e0 th\u1ea7u v\u00e0 ch\u1ee7 \u0111\u1ea7u t\u01b0 d\u1ec5 d\u00e0ng theo d\u00f5i chi ph\u00ed v\u00e0 ti\u1ebfn \u0111\u1ed9 c\u00f4ng tr\u00ecnh, qua \u0111\u00f3 \u0111\u1ecbnh h\u01b0\u1edbng ch\u00ednh x\u00e1c h\u01a1n cho c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 v\u00e0 qu\u1ea3n l\u00fd ngu\u1ed3n l\u1ef1c trong t\u01b0\u01a1ng lai. Kh\u1ea3 n\u0103ng d\u1ef1 \u0111o\u00e1n n\u00e0y \u0111\u00f3ng vai tr\u00f2 quan tr\u1ecdng trong vi\u1ec7c gi\u1ea3m thi\u1ec3u r\u1ee7i ro v\u00e0 x\u00e2y d\u1ef1ng chi\u1ebfn l\u01b0\u1ee3c t\u00e0i ch\u00ednh hi\u1ec7u qu\u1ea3.\n<\/p>\n\n\n Lump Sum gi\u00fap th\u01b0\u01a1ng l\u01b0\u1ee3ng m\u1ee9c gi\u00e1 t\u1ed1t h\u01a1n ho\u1eb7c nh\u1eadn \u0111\u01b0\u1ee3c \u01b0u \u0111\u00e3i t\u00e0i ch\u00ednh. Trong m\u1ed9t s\u1ed1 giao d\u1ecbch, vi\u1ec7c thanh to\u00e1n to\u00e0n b\u1ed9 ngay t\u1eeb \u0111\u1ea7u c\u00f3 th\u1ec3 gi\u00fap ng\u01b0\u1eddi mua nh\u1eadn \u0111\u01b0\u1ee3c chi\u1ebft kh\u1ea5u ho\u1eb7c \u0111i\u1ec1u kho\u1ea3n c\u00f3 l\u1ee3i h\u01a1n, v\u00ec b\u00ean b\u00e1n \u0111\u00e1nh gi\u00e1 cao s\u1ef1 ch\u1eafc ch\u1eafn v\u00e0 nhanh g\u1ecdn c\u1ee7a kho\u1ea3n thanh to\u00e1n. \u0110\u00e2y l\u00e0 l\u1ee3i th\u1ebf \u0111\u00e1ng c\u00e2n nh\u1eafc trong c\u00e1c th\u01b0\u01a1ng v\u1ee5 l\u1edbn ho\u1eb7c \u0111\u1ea7u t\u01b0 d\u00e0i h\u1ea1n.\n<\/p>\n\n\n V\u1edbi nh\u1eefng ng\u01b0\u1eddi \u0111\u1ea7u t\u01b0, Lump Sum t\u1ea1o \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 t\u1eadn d\u1ee5ng t\u1ed1i \u0111a s\u1ee9c m\u1ea1nh c\u1ee7a l\u00e3i su\u1ea5t k\u00e9p. Khi to\u00e0n b\u1ed9 s\u1ed1 ti\u1ec1n \u0111\u01b0\u1ee3c \u0111\u1ea7u t\u01b0 ngay t\u1eeb \u0111\u1ea7u, kho\u1ea3n \u0111\u1ea7u t\u01b0 c\u00f3 th\u1eddi gian d\u00e0i h\u01a1n \u0111\u1ec3 t\u0103ng tr\u01b0\u1edfng, t\u1eeb \u0111\u00f3 t\u1ed1i \u01b0u h\u00f3a l\u1ee3i nhu\u1eadn t\u00edch l\u0169y theo th\u1eddi gian, \u0111\u1eb7c bi\u1ec7t khi th\u1ecb tr\u01b0\u1eddng \u0111ang trong giai \u0111o\u1ea1n t\u0103ng tr\u01b0\u1edfng t\u00edch c\u1ef1c.<\/p>\n\n\n \u0110\u1ea7u t\u01b0 Lump Sum \u0111\u00f2i h\u1ecfi s\u1ef1 c\u1ea9n tr\u1ecdng \u0111\u1ec3 tr\u00e1nh r\u1ee7i ro t\u00e0i ch\u00ednh\n<\/i><\/p>\n\n\n B\u00ean c\u1ea1nh nh\u1eefng \u01b0u \u0111i\u1ec3m, Lump Sum c\u0169ng t\u1ed3n t\u1ea1i m\u1ed9t s\u1ed1 nh\u01b0\u1ee3c \u0111i\u1ec3m nh\u01b0:\n<\/p>\n\n\n M\u1eb7c d\u00f9 Lump Sum mang l\u1ea1i nh\u1eefng l\u1ee3i \u00edch v\u1ec1 m\u1eb7t ki\u1ec3m so\u00e1t t\u00e0i ch\u00ednh, nh\u01b0ng vi\u1ec7c nh\u1eadn m\u1ed9t kho\u1ea3n ti\u1ec1n l\u1edbn ngay t\u1eeb ban \u0111\u1ea7u c\u0169ng ti\u1ec1m \u1ea9n nhi\u1ec1u r\u1ee7i ro \u0111\u1ea7u t\u01b0. C\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00f3 th\u1ec3 \u0111\u1ed1i m\u1eb7t v\u1edbi kh\u1ea3 n\u0103ng m\u1ea5t m\u00e1t n\u1ebfu kh\u00f4ng c\u00f3 k\u1ebf ho\u1ea1ch s\u1eed d\u1ee5ng s\u1ed1 ti\u1ec1n m\u1ed9t c\u00e1ch hi\u1ec7u qu\u1ea3. R\u1ee7i ro n\u00e0y th\u01b0\u1eddng x\u1ea3y ra khi kh\u00f4ng c\u00f3 s\u1ef1 \u0111\u00e1nh gi\u00e1 \u0111\u00fang \u0111\u1eafn v\u1ec1 m\u1ee9c \u0111\u1ed9 r\u1ee7i ro c\u1ee7a c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 v\u00e0 kh\u00f4ng c\u00f3 chi\u1ebfn l\u01b0\u1ee3c d\u1ef1 ph\u00f2ng ph\u00f9 h\u1ee3p.\n<\/p>\n\n\n M\u1ed9t khi h\u1ee3p \u0111\u1ed3ng Lump Sum \u0111\u00e3 \u0111\u01b0\u1ee3c k\u00fd k\u1ebft v\u00e0 c\u00e1c kho\u1ea3n thanh to\u00e1n \u0111\u00e3 \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh r\u00f5 r\u00e0ng, vi\u1ec7c thay \u0111\u1ed5i k\u1ebf ho\u1ea1ch c\u00f3 th\u1ec3 tr\u1edf n\u00ean r\u1ea5t ph\u1ee9c t\u1ea1p. \u0110i\u1ec1u n\u00e0y \u0111\u1eb7c bi\u1ec7t \u0111\u00fang trong c\u00e1c d\u1ef1 \u00e1n x\u00e2y d\u1ef1ng hay \u0111\u1ea7u t\u01b0 d\u00e0i h\u1ea1n, khi c\u00e1c y\u1ebfu t\u1ed1 k\u1ef9 thu\u1eadt, thi\u1ebft k\u1ebf ho\u1eb7c ngu\u1ed3n l\u1ef1c c\u00f3 th\u1ec3 thay \u0111\u1ed5i theo th\u1eddi gian.\n<\/p>\n\n\n Khi \u0111\u1ed1i m\u1eb7t v\u1edbi nh\u1eefng t\u00ecnh hu\u1ed1ng nh\u01b0 v\u1eady, c\u1ea3 nh\u00e0 th\u1ea7u l\u1eabn ch\u1ee7 \u0111\u1ea7u t\u01b0 s\u1ebd g\u1eb7p kh\u00f3 kh\u0103n khi c\u1ea7n \u0111i\u1ec1u ch\u1ec9nh l\u1ea1i c\u00e1c \u0111i\u1ec1u kho\u1ea3n t\u00e0i ch\u00ednh. H\u01a1n n\u1eefa, c\u00e1c thay \u0111\u1ed5i sau khi \u0111\u00e3 ch\u1ed1t h\u1ee3p \u0111\u1ed3ng c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn tranh ch\u1ea5p ph\u00e1p l\u00fd ho\u1eb7c ph\u00e1t sinh chi ph\u00ed ngo\u00e0i d\u1ef1 to\u00e1n ban \u0111\u1ea7u.<\/p>\n\n\n Vi\u1ec7c l\u1ef1a ch\u1ecdn gi\u1eefa Lump Sum v\u00e0 thanh to\u00e1n \u0111\u1ecbnh k\u1ef3 ph\u1ee5 thu\u1ed9c v\u00e0o nhu c\u1ea7u, t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh v\u00e0 chi\u1ebfn l\u01b0\u1ee3c d\u00e0i h\u1ea1n c\u1ee7a ng\u01b0\u1eddi s\u1eed d\u1ee5ng. B\u1ea1n c\u00f3 th\u1ec3 tham kh\u1ea3o b\u1ea3ng so s\u00e1nh d\u01b0\u1edbi \u0111\u00e2y c\u1ee7a JobsGO \u0111\u1ec3 hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 s\u1ef1 kh\u00e1c nhau gi\u1eefa 2 h\u00ecnh th\u1ee9c thanh to\u00e1n n\u00e0y:<\/p>\n\n\n1. Lump Sum L\u00e0 G\u00ec?<\/strong><\/span><\/h2>\n\n\n
<\/figure>\n\n
2. \u0110\u1eb7c \u0110i\u1ec3m C\u1ee7a Lump Sum\n<\/strong><\/span><\/h2>\n\n\n
2.1. L\u00e0 H\u00ecnh Th\u1ee9c Thanh To\u00e1n M\u1ed9t L\u1ea7n\n<\/strong><\/span><\/h3>\n\n\n
2.2. \u0110i K\u00e8m V\u1edbi R\u1ee7i Ro V\u1ec1 Th\u1eddi \u0110i\u1ec3m Th\u1ecb Tr\u01b0\u1eddng\n<\/strong><\/span><\/h3>\n\n\n
2.3. Ph\u00f9 H\u1ee3p V\u1edbi Ng\u01b0\u1eddi C\u00f3 Kh\u1ea3 N\u0103ng T\u00e0i Ch\u00ednh \u1ed4n \u0110\u1ecbnh\n<\/strong><\/span><\/h3>\n\n\n
3. \u1ee8ng D\u1ee5ng Trong C\u00e1c L\u0129nh V\u1ef1c <\/strong><\/span><\/h2>\n\n\n\n
<\/figure>\n\n
2.1. Kinh T\u1ebf\n<\/strong><\/span><\/h3>\n\n\n
2.2 X\u00e2y D\u1ef1ng\n<\/strong><\/span><\/h3>\n\n\n
2.3 Kinh Doanh\n<\/strong><\/span><\/h3>\n\n\n
3. \u01afu \u0110i\u1ec3m C\u1ee7a Lump Sum \n<\/strong><\/span><\/h2>\n\n\n
3.1. Kh\u1ea3 n\u0103ng T\u1ef1 Do T\u00e0i Ch\u00ednh \n<\/strong><\/span><\/h3>\n\n\n
3.2. D\u1ec5 D\u00e0ng D\u1ef1 \u0110o\u00e1n T\u00e0i Ch\u00ednh \n<\/strong><\/span><\/h3>\n\n\n
3.3. Th\u01b0\u01a1ng L\u01b0\u1ee3ng M\u1ee9c Gi\u00e1 T\u1ed1t H\u01a1n\/ Nh\u1eadn \u01afu \u0110\u00e3i T\u00e0i Ch\u00ednh\n<\/strong><\/span><\/h3>\n\n\n
3.4. T\u1eadn D\u1ee5ng T\u1ed1i \u0110a S\u1ee9c M\u1ea1nh C\u1ee7a L\u00e3i Su\u1ea5t K\u00e9p\n<\/strong><\/span><\/h3>\n\n\n
4. Nh\u01b0\u1ee3c \u0110i\u1ec3m<\/strong>\n<\/span><\/h2>\n\n\n\n
<\/figure>\n\n
4.1. R\u1ee7i Ro \u0110\u1ea7u T\u01b0 \n<\/strong><\/span><\/h3>\n\n\n
4<\/strong>2. Kh\u00f3 Kh\u0103n Trong Vi\u1ec7c Thay \u0110\u1ed5i K\u1ebf Ho\u1ea1ch \n<\/strong><\/span><\/h3>\n\n\n
6. So S\u00e1nh Lump Sum V\u1edbi Thanh To\u00e1n \u0110\u1ecbnh K\u1ef3 \n<\/strong><\/span><\/h2>\n\n\n